AM Best rating: A+
Location: Columbus, OH
Specialty: Auto insurance, commercial insurance, mutual funds, retirement plans, and specialty health services
Why choose Nationwide?
TechInsurance is proud to offer small business insurance quotes from Nationwide, one of our trusted partners.
Touted as a Fortune 100 company, Nationwide provides commercial insurance to half a million small businesses across the country. It also offers additional products and services, such as mutual funds, retirement plans and specialty health services.
Nationwide extends a wide array of online services to its customers, including:
- Option to set up recurring payments
- Text reminders
- Access to ID cards and policy information
- Option to submit and track a claim
The company supplies quotes quickly, so TechInsurance's free online application can retrieve quotes for policies.
What types of insurance policies does Nationwide provide?
These are the top insurance policies sold by Nationwide. You can also view all business insurance policies offered through TechInsurance.
Business owner's policy
A business owner's policy bundles general liability coverage and commercial property insurance into one policy. It is a cost effective choice, often cheaper than buying these insurance policies separately.
General liability insurance
General liability insurance protects against the most common third-party lawsuits, such as bodily injuries, property damage, and advertising injuries (e.g., copyright infringement). It's often the first type of business insurance coverage that small businesses get.
Workers' compensation insurance
Workers' compensation insurance covers medical bills and other expenses related to work-related injuries. It also helps pay for lost wages if you or an employee are unable to work during recovery.
Most states require small businesses to purchase workers' comp as soon as you hire your first employee.
Commercial auto insurance
Commercial auto insurance covers the cost of accidents that involve company-owned cars, including medical bills, property damage, and lawsuits from other drivers. Every state, except for New Hampshire and Virginia, requires that businesses with company vehicles have commercial auto insurance.
If you use a personal, rented, or leased vehicle to complete work errands, then you should get hired and non-owned auto insurance (HNOA). This policy will offer you the protection you'll need, as personal auto insurance will likely not cover you if you're involved in an accident.
Commercial umbrella insurance
Commercial umbrella insurance provides an extra layer of protection by offering additional coverage for:
- General liability insurance
- Employer's liability insurance (part of workers’ compensation insurance)
- Hired and non-owned auto insurance
Umbrella coverage boosts your liability limits in $1 million increments and is often needed in order to fulfill a contract that requires higher than standard policy limits.
Which small business insurance policies does your state require?
Who does Nationwide serve?
- Auto services
- Construction and contracting
- Finance and accounting
- Food and beverage
- Healthcare professionals
- Personal care
- Pet care
- Photo and video
- Professional services
- Retail
How much does small business insurance cost?
The cost of small business insurance depends on the types of policies you purchase. Here are the average premium costs for some of the most popular policies:
- Business owner's policy: $57 per month
- General liability insurance: $42 per month
- Workers' comp insurance: $45 per month
Several factors influence the cost of your business insurance, including your policy limits, deductible, location and number of employees.
How do I get business insurance with TechInsurance?
TechInsurance is a trusted insurance expert for small businesses, including contractors and consultants, with extensive knowledge of the IT sector. We help business owners compare quotes from top-rated providers, buy policies, and manage coverage online.
By completing TechInsurance's easy online application today, you can compare free quotes for small business insurance policies from top-rated U.S. carriers, such as Nationwide. Our insurance agents are available to help answer any questions you may have.
Once you find the right policies for your small business, you can begin coverage in less than 24 hours and get a certificate of insurance for your small business.