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California state law requires all technology businesses, even if they only have one employee, to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.
Vehicles owned by technology businesses in California must be covered by commercial auto insurance. California requires $15,000 bodily injury liability per person, $30,000 bodily injury liability / death liability to more than one person, and $5,000 property damage liability per accident.
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Our agents are experts in insurance for California technology businesses. They can help you find policies that fit your company and fulfill state requirements. TechInsurance is licensed in California as BIN Insurance Holdings LLC (NPN 15752926, license 0G11129) for property and casualty insurance and for surplus lines. Verify our licensure with the California Department of Insurance.