Insurance for your tech business made simple
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Recommended policies for tech businesses
Errors and omissions insurance
This policy protects against lawsuits over mistakes or oversights made by tech professionals. It's sometimes called professional liability insurance.
- Failure to meet client requirements
- Failure to meet a deadline
- Errors and oversights
Cyber liability insurance
This policy covers the cost of recovering from a data breach or cyberattack at your tech company.
- Lawsuits from clients affected by a breach
- Notifying affected clients about a breach
- Fraud detection and monitoring
Fidelity bonds
A fidelity bond protects a tech company when a client accuses your employee of theft. It's also called an employee dishonesty bond.
- Unlawful data access by an employee
- Illegal electronic funds transfer by an employee
- Other employee theft or fraud
Business owner's policy
This policy bundles property insurance and general liability insurance into one plan. It’s one of the most economical types of business insurance for a tech company.
- Accidental client injuries
- Accidental damage to client property
- Damaged business property
General liability insurance
This policy protects tech businesses from the most common third-party risks. A business owner’s policy bundles this coverage with property insurance at a discount.
- Accidental client injuries
- Accidental damage to client property
- Libel, defamation, and copyright lawsuits
Workers' compensation
State law usually requires tech businesses that have employees to purchase this policy. It helps pay medical costs from work-related injuries and illnesses.
- Medical bills from work injuries
- Partial wages while employee recovers
- Lawsuits over work injuries
Looking for different coverage? Check out other small business insurance policies.
