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SaaS Business Insurance

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TechInsurance helps SaaS companies compare insurance quotes from top U.S. providers with one easy online application.

6 policies every SaaS business owner should consider

Clients, landlords, or state laws may require SaaS companies to carry insurance. Business insurance can prevent financial losses in the event of an injury, property damage, lawsuit, or data breach.

Technology errors and omissions insurance

Errors and omissions insurance icon

Technology E&O insurance protects SaaS providers against software liability lawsuits, such as a service outage that causes a client to lose money. It's also called professional liability insurance.

  • SaaS platform outages
  • Problems with SaaS products
  • Accusations of misrepresentation

Cyber liability insurance

Cyber liability insurance icon

Also called cybersecurity insurance, this policy protects SaaS businesses against costly data breaches and cyberattacks. You can bundle it with E&O insurance for protection against data breach lawsuits.

  • Fraud monitoring services
  • Data breach notification costs
  • Ransomware demands and other cyber risks

Fidelity bonds

Fidelity bond icon

A fidelity bond compensates your client if an employee at your SaaS company steals from them. It’s sometimes called crime insurance or an employee dishonesty bond.

  • Unlawful data access by your employee
  • Illegal money transfer by your employee
  • Other employee theft or fraud

General liability insurance

General liability insurance icon

This policy protects your SaaS business or startup from the most common risks of working with customers and clients. Bundle it with commercial property insurance in a business owner’s policy for a discount.

  • Accidental client injuries
  • Accidental damage to a client's property
  • Defamation and copyright lawsuits

Workers' comp insurance

Workers’ compensation insurance icon

If your software company has employees, you'll probably need workers' compensation insurance to comply with state law. It helps pay for medical costs from work-related injuries and illnesses.

  • Medical bills from employee work injuries
  • Disability benefits while an employee recovers
  • Lawsuits over work injuries

Commercial auto insurance

Commercial auto insurance icon

This type of insurance covers the cost of accidents involving your SaaS company's vehicle. Most states required this coverage for vehicles owned by a business.

  • Auto accident lawsuits
  • Property damage caused by your vehicle
  • Stolen or vandalized business vehicles

SaaS business insurance costs

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Average costs come directly from policies purchased by TechInsurance customers.

General liability: $31 per month
Errors and omissions: $91 per month
View more expected costs.

Start a free application to see how much insurance will cost for your SaaS business.

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Why SaaS companies choose TechInsurance

Protect against common risks

A lawsuit or data breach could devastate your SaaS business. Prevent financial losses with insurance coverage tailored for your needs.

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Protect against common risks
A lawsuit or data breach could devastate your SaaS business. Prevent financial losses with insurance coverage tailored for your needs.
Gain client confidence
Insurance shows clients that your business is serious about risk management, and some contracts even require it. View and print your certificate of insurance anytime with TechInsurance.
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Get answers to technical questions
TechInsurance has licensed agents who specialize in SaaS insurance in all 50 states. You’re assigned a dedicated account manager who’s ready to help.
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