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Business Insurance for Data Architects

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Why do data architects need business insurance?

Your clients rely on smoothly working databases that meet their needs. If there’s a disruption, your business could face a lawsuit. Insurance for data architects can help cover client lawsuits, injuries, property damage, and other risks.

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Get the right coverage quickly

TechInsurance helps data architects compare insurance quotes from top U.S. providers with one easy online application.

6 policies every data architect should consider

Clients, landlords, or state laws may require insurance for data architects. Business insurance could prevent financial loss in the event of an injury, property damage, lawsuit, or data breach.

General liability insurance

General liability insurance icon

This policy protects data architects from common liability risks that most small businesses face. It's often required by client contracts and commercial property leases.

BEST FOR
  • Accidental client injuries at your office
  • Accidental damage to client property
  • Libel, defamation, and copyright lawsuits

Errors and omissions insurance

Errors and omissions insurance icon

E&O, also called professional liability insurance, helps data architects cover the costs of lawsuits over work mistakes. Intellectual property (IP) and media liability coverage can often be added.

BEST FOR
  • Database errors
  • Failure to meet client expectations
  • Accusations of professional negligence

Cyber liability insurance

Cyber liability insurance icon

This policy helps data architecture firms recover from a data breach or cyberattack. It can also cover lawsuits from clients who were affected by a breach.

BEST FOR
  • Fraud detection and monitoring services
  • Client notification after a breach
  • Lawsuits from clients affected by a breach

Business owner’s policy

Business owner’s policy icon

A BOP bundles general liability insurance with commercial property insurance. Data architects can get a discount on business insurance if they qualify for this policy.

BEST FOR
  • Accidental client injuries at your office
  • Accidental damage to client property
  • Stolen or damaged business property

Workers’ comp insurance

Workers’ compensation insurance icon

If your data architecture firm has employees, state law usually requires this policy. It covers medical bills and lost wages if an employee is injured on the job.

BEST FOR
  • Medical costs from work injuries and illnesses
  • Partial wages while employees recover
  • Lawsuits over work injuries

Fidelity bonds

Fidelity bond icon

If an employee at your data architecture firm steals from a client, this policy will reimburse the client for their loss. It's also called an employee dishonesty bond.

BEST FOR
  • Unlawful data access by your employee
  • Illegal money transfer by your employee
  • Other employee theft or fraud

Insurance costs for tech professionals

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Median costs come directly from policies purchased by TechInsurance customers.

General liability: $28 per month
Errors and omissions: $61 per month
View more sample costs.

Start a free application to see how much insurance will cost for your business.

Why data architects choose TechInsurance

Protect against common risks

A lawsuit or data breach could devastate your data architecture business. Prevent financial losses with policies tailored for your needs.

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Protect against common risks
A lawsuit or data breach could devastate your data architecture business. Prevent financial losses with policies tailored for your needs.
Gain client confidence
Insurance shows clients your business is reliable, and some contracts even require it. View and print your certificate of insurance anytime with TechInsurance.
Get answers to technical questions
TechInsurance has licensed agents who specialize in data architecture business insurance in all 50 states. You’re assigned a dedicated account manager who’s ready to help.
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