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Business Insurance for IT Project Managers

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IT Project Management and Business Consulting
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Why do IT project managers need business insurance?

When your work falls short of meeting a client’s goals, the result could be a lawsuit. Insurance for IT project managers can cover lawsuits from dissatisfied clients, injuries, property damage, and other expenses that can sink a business.

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Get the right coverage quickly

TechInsurance helps IT project managers compare insurance quotes from top U.S. providers with one easy online application.

6 policies every IT project manager should consider

Clients, landlords, or state laws may require project managers to carry insurance. Business insurance can prevent financial losses in the event of an injury, property damage, lawsuit, or data breach.

General liability insurance

General liability insurance icon

General liability insurance pays costs associated with common business lawsuits. It's often required in project management contracts and commercial leases.

BEST FOR
  • Accidental client injuries at your office
  • Accidental damage to client property
  • Libel, defamation, and copyright lawsuits

Errors and omissions insurance

Errors and omissions insurance icon

E&O, also called professional liability insurance, can help pay a project manager's legal costs if a client sues over a mistake. You can often add coverage for intellectual property and media liability.

BEST FOR
  • Projects that don't meet client expectations
  • Mistakes or oversights in your work
  • Missed project deadlines

Cyber liability insurance

Cyber liability insurance icon

This policy helps your project management business recover from a data breach or cyberattack. It also helps you pay for client lawsuits related to a breach.

BEST FOR
  • Fraud detection and monitoring services
  • Client notification after a breach
  • Lawsuits from affected clients

Business owner’s policy

Business owner’s policy icon

A BOP includes both general liability and commercial property insurance at a discount. Most small project management businesses qualify for this policy.

BEST FOR
  • Accidental client injuries at your office
  • Accidental damage to client property
  • Lost or damaged business property

Workers' comp insurance

Workers’ compensation insurance icon

State law usually requires that IT project management businesses with employees purchase this policy. It helps pay medical costs for work injuries and illnesses.

BEST FOR
  • Medical bills from employee work injuries
  • Partial wages while employees recover
  • Lawsuits over work injuries

Fidelity bonds

Fidelity bond icon

A fidelity bond provides protection for your business if one of your employees steals from a client. It’s also called an employee dishonesty bond.

BEST FOR
  • Unlawful access of client data
  • Illegal money transfers by your employee
  • Other employee theft or fraud

Insurance costs for tech professionals

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Median costs come directly from policies purchased by TechInsurance customers.

General liability: $28 per month
Errors and omissions: $61 per month
View more sample costs.

Start a free application to see how much insurance will cost for your business.

Why IT project managers choose TechInsurance

Protect against common risks

A lawsuit or data breach can devastate your project management business. Prevent financial losses with policies tailored for your needs.

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Protect against common risks
A lawsuit or data breach can devastate your project management business. Prevent financial losses with policies tailored for your needs.
Gain client confidence
Insurance shows clients your business is reliable, and some contracts even require it. View and print your certificate of insurance anytime with TechInsurance.
Get answers to technical questions
TechInsurance has licensed agents who specialize in project management business insurance in all 50 states. You’re assigned a dedicated account manager who’s ready to help.
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