Specialist working on hardware systems integration in a data center.

Business Insurance for Systems Integrators

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Computer Hardware Installation / Repair
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Why do systems integration specialists need commercial insurance?

Budget overruns and problems with subsystems can cause a legal headache for a systems integrator. Business insurance helps pay for client lawsuits, medical costs from injuries, equipment theft, and other common risks.

A systems integration specialist synchronizing data systems.
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Find affordable insurance

Systems integration specialists can find affordable insurance by comparing quotes from trusted providers.

6 policies every system integration specialist should consider

Clients, landlords, or state laws may require systems integration insurance. These policies can prevent financial loss in the event of an injury, property damage, lawsuit, or data breach.

General liability insurance

General liability insurance icon

This policy protects you from basic risks faced by systems integrators, such as accidental damage to a drop ceiling during cable installation. Landlords and clients may require this coverage.

BEST FOR
  • Accidental client injuries
  • Accidental damage to client property
  • Libel, defamation, and copyright lawsuits

Errors and omissions insurance

Errors and omissions insurance icon

E&O protects systems integration specialists against lawsuits related to their work, such as scope creep that leads to a client conflict. It's sometimes referred to as professional liability insurance.

BEST FOR
  • Errors that cause data loss
  • Project delays
  • Breach of contract

Cyber liability insurance

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This policy helps technology and network integration companies recover from data breaches. It can also help pay legal costs if a client sues because you failed to prevent a data breach at their business.

BEST FOR
  • Fraud monitoring services
  • Customer notification costs
  • Lawsuits from clients affected by a breach

Business owner's policy

Business owner’s policy icon

Systems integrators can save money on business insurance by purchasing a BOP. This policy bundles general liability coverage and commercial property insurance.

BEST FOR
  • Client injuries at your office
  • Accidental damage to client property
  • Stolen or damaged business property

Workers' comp insurance

Workers’ compensation insurance icon

If your systems integration business has employees, you'll probably need to purchase this policy to comply with state law. It helps pay medical costs from work-related injuries.

BEST FOR
  • Medical bills from employee work injuries
  • Disability benefits
  • Lawsuits over work injuries

Fidelity bonds

Fidelity bond icon

A fidelity bond compensates your client if an employee at your systems integration business steals from them. It’s also called an employee dishonesty bond.

BEST FOR
  • Illegal funds transfer by your employee
  • Employee theft of client property
  • Other employee theft or fraud

Insurance costs for tech professionals

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Median costs come directly from policies purchased by TechInsurance customers.

General liability: $28 per month
Errors and omissions: $61 per month
View more sample costs.

Start a free application to see how much insurance will cost for your business.

Why systems integration specialists choose TechInsurance

Protect against common risks

A lawsuit or data breach can devastate your systems integration business. Prevent financial losses with policies tailored for your needs.

Technician adjusting cables.
Protect against common risks
A lawsuit or data breach can devastate your systems integration business. Prevent financial losses with policies tailored for your needs.
Gain client confidence
Insurance shows clients your business is reliable, and some contracts even require it. View and print your certificate of insurance anytime with TechInsurance.
Get answers to technical questions
TechInsurance has licensed agents who specialize in computer repair business insurance in all 50 states. You’re assigned a dedicated account manager who’s ready to help.
What our customers are saying
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"Great streamlined process. Quick, easy, and support is very helpful."
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System integration
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