Why do technical writers need insurance?
Your writing helps people understand complex products and software, but that results in high risks. If someone uses a product incorrectly and gets injured, you could face a lawsuit. Technical writer insurance can help pay for lawsuits from clients and customers. It also covers theft, injuries, and data breaches.
Find affordable insurance
TechInsurance helps technical writers and content writers compare insurance quotes from top U.S. providers with one easy online application.
6 policies every technical writer should consider
Technology errors and omissions insurance
Technology E&O, also called tech professional liability insurance, helps pay for lawsuits related to technical writing errors. You can often add coverage for intellectual property and media liability.
- Mistakes in technical documents
- Failure to meet a deadlines
- Inaccurately quoting a subject matter expert
Cyber liability insurance
Cyber liability coverage helps technical writers and copywriters recover from data breaches and cyberattacks. It's strongly recommended for any small business that handles sensitive data.
- Client notification costs
- Data recovery efforts
- Fraud monitoring services
Fidelity bonds
If a technical writer's employee steals from a client, a fidelity bond provides compensation to the client. It’s also called an employee dishonesty bond, and is often required for client contracts.
- Unlawful data access by an employee
- Employee embezzlement
- Other employee theft or fraud
General liability insurance
This insurance coverage protects technical writers from the most common lawsuits. Small business owners can often bundle it with commercial property insurance in a business owner's policy (BOP).
- Accidental client injuries at your office
- Accidental damage to client property
- Commercial lease or contract requirements
Workers’ comp insurance
State laws usually require that technical writing companies with employees carry workers’ compensation insurance. It helps cover medical costs when an employee is injured on the job.
- Medical bills from work-related injuries
- Disability benefits while employees recover
- Lawsuits from work injuries
Commercial auto insurance
This type of insurance covers costs when a vehicle owned by a technical writing business is involved in an accident. State laws usually require this coverage for business-owned vehicles.
- Bodily injuries from an auto accident
- Property damage caused by your vehicle
- Vehicle theft or vandalism
Technical writer business insurance costs
Average costs come directly from policies purchased by TechInsurance customers.
General liability: $30 per month
Errors and omissions: $67 per month
Cyber insurance: $148 per month
View more expected costs.
Factors that can influence your premiums include:
- Type of content you write, such as medical devices instructions or aerospace engineering manuals
- Years of experience
- Value of your business property and equipment
- Policy limits and deductibles
- Types of coverages purchased
- Claims history
- Annual income
Start a free application to see how much insurance will cost for your business.
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Why technical writers choose TechInsurance
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Get insurance fast so you can get started working with clients. Fill out our easy online application, choose a policy, and pay online to start coverage today.
