Computer Retail Store Insurance

Computer Retail Store

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TechInsurance helps computer stores find business insurance that matches their unique risks. Fill out our easy online application to get started.

6 insurance policies every computer retailer should consider

Landlords, clients, and state laws may require computer shops to be insured. Insurance mitigates losses in the event of fire, theft, lawsuits, and data breaches.

General liability insurance

This policy protects computer stores financially against customer accidents and defamation lawsuits. It's often required for a commercial lease.

BEST FOR

Accidental customer injuries
Accidental damage to customer property
Libel and slander lawsuits

Business owner's policy

A BOP bundles general liability coverage with commercial property insurance. Small computer shops can save money on insurance when they choose this policy.

BEST FOR

Accidental customer injuries
Accidental damage to customer property
Theft of computers and electronics

Workers' comp insurance

State laws usually require computer stores to carry this coverage as soon as they hire their first employee. It covers medical bills when an employee is injured on the job.

BEST FOR

Medical costs from work injuries
Disability benefits
Lawsuits from work injuries

Commercial umbrella insurance

Umbrella insurance boosts the coverage on a computer retail store's general liability, employer's liability, and commercial auto insurance once the policy reaches its limit.

BEST FOR

Lawsuits from slip-and-fall accidents
Employee injury lawsuits
Legal costs from auto accidents

Cyber liability insurance

This policy helps computer retail stores recover from data breaches and cyberattacks. It provides crucial coverage for small businesses that store credit card numbers and other personal information.

BEST FOR

Customer notification costs
Fraud monitoring services
Data breach lawsuits

Commercial auto insurance

Commercial auto insurance covers the cost of accidents involving a computer store's delivery truck or other vehicle. Most states require this coverage for vehicles owned by a business.

BEST FOR