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IT and Technology Training Business Insurance

IT Training
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Why do IT training professionals need business insurance?

If someone you train claims you didn’t teach them necessary skills, you could face a lawsuit. Gain coverage for lawsuits, medical bills from accidents, and other unexpected costs with policies designed for IT training professionals.
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Get the right coverage quickly

TechInsurance helps IT and technology training companies compare insurance quotes from top U.S. providers with one easy online application.

6 policies every IT training professional should consider

Clients, landlords, or state laws may require technology training companies to get insured. Business insurance could prevent financial loss in the event of an injury, property damage, lawsuit, or data breach.

General liability insurance

General liability insurance icon

General liability insurance protects your training program from basic risks that most small businesses face. It might be required in a client contract or commercial lease.

BEST FOR
  • Accidental client injuries during your program
  • Damage to client property during your program
  • Libel, defamation, and copyright lawsuits

Technology errors and omissions insurance

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Technology E&O, also called professional liability insurance, covers lawsuits over mistakes and disagreements over training methods. You can often add coverage for intellectual property and media liability.

BEST FOR
  • Failure to impart necessary skills
  • Failure to deliver promised certification
  • Missed training sessions

Cyber liability insurance

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This insurance helps IT training companies recover from a data breach or cyberattack. It covers immediate recovery costs along with credit and fraud monitoring services.

BEST FOR
  • Notifying affected participants about a breach
  • Fraud detection and monitoring
  • Crisis management

Business owner’s policy

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A BOP provides general liability and commercial property insurance at a discounted rate. Many small IT training programs save money by purchasing a BOP.

BEST FOR
  • Accidental client injuries during your program
  • Damage to client property during your program
  • Lost, damaged, or destroyed business property

Workers’ comp insurance

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If your IT training business has employees, state law usually requires this insurance policy. It covers medical bills and lost wages due to work-related injuries or illnesses.

BEST FOR
  • Medical costs for employee work injuries
  • Partial wages while employees recover
  • Lawsuits over work injuries and illnesses

Fidelity bonds

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A fidelity bond protects your training program if one of your employees steals from a client. It’s also called an employee dishonesty bond.

BEST FOR
  • Unlawful data access by your employee
  • Illegal electronic money transfer by your employee
  • Other employee theft or fraud

Technology business insurance costs

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Average costs come directly from policies purchased by TechInsurance customers.

General liability: $30 per month
Errors and omissions: $67 per month
View more expected costs.

Start a free application to see how much insurance will cost for your business.

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Why IT training professionals choose TechInsurance

Protect against common risks

A lawsuit or data breach can devastate your IT training business. Prevent financial losses with policies tailored for your needs.

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Protect against common risks
A lawsuit or data breach can devastate your IT training business. Prevent financial losses with policies tailored for your needs.
Gain client confidence
Insurance shows clients your business is reliable, and some contracts even require it. View and print your certificate of insurance anytime with TechInsurance.
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Get answers to technical questions
TechInsurance has licensed agents who specialize in IT training business insurance in all 50 states. You’re assigned a dedicated account manager who’s ready to help.
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