Business Insurance for Database Administrators
Get the right coverage quickly
6 policies every database administrator should consider
General liability insurance
General liability insurance covers the most common business lawsuits. It's often required in data administration contracts and commercial property leases.
- Accidental client injuries at your office
- Accidental damage to client property
- Libel, defamation, and copyright lawsuits
Technology errors and omissions insurance
Technology E&O, also called professional liability insurance, covers legal costs when a client disputes the quality of your work. Intellectual property (IP) and media liability coverage can often be added.
- Lost data or database downtime
- Accusations of professional negligence
- Errors or oversights in the database infrastructure
Cyber liability insurance
This policy covers the cost of recovering from a data breach or cyberattack. It can also pay your legal costs from lawsuits filed by affected clients.
- Fraud detection and monitoring services
- Client notification after a breach
- Lawsuits from clients affected by a breach
Business owner’s policy
A BOP bundles general liability and commercial property insurance at a discount. Small database administration companies are usually eligible.
- Accidental client injuries at your office
- Accidental damage to client property
- Damaged business property
Workers’ comp insurance
If your database administration business has employees, you'll probably need to purchase this policy to comply with state law. It covers work injuries and illnesses.
- Medical bills from work injuries and illnesses
- Partial wages while employees recover
- Lawsuits over work injuries
Fidelity bonds
A fidelity bond protects your database administration business if one of your employees steals from a client. It’s also called an employee dishonesty bond.
- Unlawful data access by your employee
- Illegal money transfer by your employee
- Other employee theft or fraud
Insurance costs for tech professionals
Average costs come directly from policies purchased by TechInsurance customers.
General liability: $42 per month
Errors and omissions: $61 per month
View more sample costs.
Start a free application to see how much insurance will cost for your business.
Why database administrators choose TechInsurance
Protect against common risks
A lawsuit or data breach can devastate your database administration business. Prevent financial losses with policies tailored for your needs.
