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Business Insurance for Database Administrators

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Why do database administrators need business insurance?

Mistakes in a database can lead to lost profits for a client – and a lawsuit for a database administration company. Business insurance can cover client lawsuits, injuries, property damage, data breaches, and other potential risks.

Database administrator with mobile workstation in server room.
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Get the right coverage quickly

TechInsurance helps database administrators compare insurance quotes from top U.S. providers with one easy online application.

6 policies every database administrator should consider

Clients, landlords, or state laws may require property or liability insurance for administrators. The following policies prevent financial losses in the event of an injury, property damage, lawsuit, or data breach.

General liability insurance

General liability insurance icon

General liability insurance covers the most common business lawsuits. It's often required in data administration contracts and commercial property leases.

BEST FOR
  • Accidental client injuries at your office
  • Accidental damage to client property
  • Libel, defamation, and copyright lawsuits

Errors and omissions insurance

Errors and omissions insurance icon

E&O, also called professional liability insurance, covers legal costs when a client disputes the quality of your work. Intellectual property (IP) and media liability coverage can often be added.

BEST FOR
  • Lost data or database downtime
  • Accusations of professional negligence
  • Errors or oversights in the database infrastructure

Cyber liability insurance

Cyber liability insurance icon

This policy covers the cost of recovering from a data breach or cyberattack. It can also pay your legal costs from lawsuits filed by affected clients.

BEST FOR
  • Fraud detection and monitoring services
  • Client notification after a breach
  • Lawsuits from clients affected by a breach

Business owner’s policy

Business owner’s policy icon

A BOP bundles general liability and commercial property insurance at a discount. Small database administration companies are usually eligible.

BEST FOR
  • Accidental client injuries at your office
  • Accidental damage to client property
  • Damaged business property

Workers’ comp insurance

Workers’ compensation insurance icon

If your database administration business has employees, you'll probably need to purchase this policy to comply with state law. It covers work injuries and illnesses.

BEST FOR
  • Medical bills from work injuries and illnesses
  • Partial wages while employees recover
  • Lawsuits over work injuries

Fidelity bonds

Fidelity bond icon

A fidelity bond protects your database administration business if one of your employees steals from a client. It’s also called an employee dishonesty bond.

BEST FOR
  • Unlawful data access by your employee
  • Illegal money transfer by your employee
  • Other employee theft or fraud

Insurance costs for tech professionals

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Median costs come directly from policies purchased by TechInsurance customers.

General liability: $28 per month
Errors and omissions: $61 per month
View more sample costs.

Start a free application to see how much insurance will cost for your business.

Why database administrators choose TechInsurance

Protect against common risks

A lawsuit or data breach can devastate your database administration business. Prevent financial losses with policies tailored for your needs.

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Protect against common risks
A lawsuit or data breach can devastate your database administration business. Prevent financial losses with policies tailored for your needs.
Gain client confidence
Insurance shows clients your business is reliable, and some contracts even require it. View and print your certificate of insurance anytime with TechInsurance.
Get answers to technical questions
TechInsurance has licensed agents who specialize in database administration business insurance in all 50 states. You’re assigned a dedicated account manager who’s ready to help.
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