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Business Insurance for App Developers

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Smartphone / Mobile Phone / Tablet Application Development
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Why do app developers need business insurance?

An error in your mobile app could lead to a lawsuit if a client loses money over it. Business insurance for app developers can help cover client lawsuits, injuries, property damage, and other risks.

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Get the right coverage quickly

TechInsurance helps mobile app developers compare insurance quotes from top U.S. providers with one easy online application.

6 policies every mobile app developer should consider

Clients, landlords, or state laws may require app developers to get insured. Business insurance could prevent financial loss in the event of an injury, property damage, lawsuit, or data breach.

General liability insurance

General liability insurance icon

General liability insurance protects your business from the most common liabilities faced by app developers. It's often required in client contracts and commercial leases.

BEST FOR
  • Client injuries at your office
  • Accidental damage to client property
  • Libel, defamation, and copyright lawsuits

Errors and omissions insurance

Errors and omissions insurance icon

E&O, also called professional liability insurance, protects app developers against lawsuits over their work performance. Intellectual property (IP) and media liability coverage can often be added.

BEST FOR
  • Software bugs
  • Apps that don't meet client expectations
  • Missed deadlines

Cyber liability insurance

Cyber liability insurance icon

This policy helps your app development business recover from a data breach or cyberattack. It can also help pay legal costs if a client sues over a data breach.

BEST FOR
  • Fraud detection and monitoring services
  • Client notification after a breach
  • Lawsuits from clients affected by a breach

Business owner's policy

Business owner’s policy icon

App developers can save money on business insurance by purchasing a BOP. This policy bundles general liability and commercial property insurance.

BEST FOR
  • Client injuries at your office
  • Accidental damage to client property
  • Damaged business property

Workers' compensation

Workers’ compensation insurance icon

If your business has employees, you'll probably need to purchase this policy to comply with state law. It helps pay medical costs from work injuries and illnesses.

BEST FOR
  • Medical bills from employee work injuries
  • Partial wages while an employee recovers
  • Lawsuits over work injuries

Fidelity bonds

Fidelity bond icon

A fidelity bond compensates your clients if one of your employees steals from them. It’s also called an employee dishonesty bond.

BEST FOR
  • Unlawful data access by your employee
  • Illegal money transfer by your employee
  • Other employee theft or fraud

Insurance costs for tech professionals

Business owner thinking about cost factors

Median costs come directly from policies purchased by TechInsurance customers.

General liability: $28 per month
Errors and omissions: $61 per month
View more sample costs.

Start a free application to see how much insurance will cost for your business.

Why app developers choose TechInsurance

Protect against common risks

A lawsuit or data breach can devastate your app development business. Prevent financial losses with policies tailored for your needs.

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Protect against common risks
A lawsuit or data breach can devastate your app development business. Prevent financial losses with policies tailored for your needs.
Gain client confidence
Insurance shows clients your business is reliable, and some contracts even require it. View and print your certificate of insurance anytime with TechInsurance.
Get answers to technical questions
TechInsurance has licensed agents who specialize in app development business insurance in all 50 states. You’re assigned a dedicated account manager who’s ready to help.
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