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Business Insurance for Telecommunications Companies

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Why do telecom companies need business insurance?

Your clients rely on smoothly working systems for effective communication. If there’s a disruption, your business could face a lawsuit. Insurance for cable installers and other telecom professionals helps pay legal expenses and more.

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Get the right coverage quickly

TechInsurance helps telecom professionals compare insurance quotes from top U.S. providers with one easy online application.

6 policies every telecommunications professional should consider

Clients, landlords, or state laws may require telecom specialist or cable installer insurance. Business insurance can prevent financial loss in the event of an injury, property damage, lawsuit, or data breach.

General liability insurance

General liability insurance icon

This policy protects your business from common risks faced by small businesses. It's often required in telecommunications contracts and commercial leases.

BEST FOR
  • Accidental customer injuries
  • Accidental damage to customer property
  • Libel, defamation, and copyright lawsuits

Errors and omissions insurance

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E&O, also called professional liability insurance, covers your telecom business's legal costs if you're sued over a mistake. You can often add coverage for intellectual property and media liability.

BEST FOR
  • Disruptions in telecommunication service
  • Mistakes in network installation or maintenance
  • Accusations of professional negligence

Cyber liability insurance

Cyber liability insurance icon

This policy helps your telecom business recover from data breaches and cyberattacks. It can also pay your legal costs if a client sues over a breach.

BEST FOR
  • Lawsuits from clients affected by a breach
  • Notifying affected clients about a breach
  • Fraud detection and monitoring

Business owner's policy

Business owner’s policy icon

A BOP bundles general liability insurance with commercial property insurance. Small telecom businesses can save money on insurance when they choose this policy.

BEST FOR
  • Accidental customer injuries
  • Accidental damage to customer property
  • Damaged business property

Workers' comp insurance

Workers’ compensation insurance icon

State law usually requires your telecom business to purchase this policy if it has employees. It covers medical bills when an employee is injured on the job.

BEST FOR
  • Medical bills from work injuries
  • Partial wages while employees recover
  • Lawsuits over work injuries

Fidelity bonds

Fidelity bond icon

A fidelity bond protects your business if one of your employees steals from a customer. It’s also sometimes called an employee dishonesty bond.

BEST FOR
  • Unlawful data access by your employee
  • Illegal money transfer by your employee
  • Other employee theft or fraud

Insurance costs for tech professionals

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Median costs come directly from policies purchased by TechInsurance customers.

General liability: $28 per month
Errors and omissions: $61 per month
View more sample costs.

Start a free application to see how much insurance will cost for your business.

Why telecom companies choose TechInsurance

Protect against common risks

A lawsuit or data breach can devastate your telecommunications company. Prevent financial losses with policies tailored for your needs.

Technician adjusting cables.
Protect against common risks
A lawsuit or data breach can devastate your telecommunications company. Prevent financial losses with policies tailored for your needs.
Gain client confidence
Insurance shows clients your business is reliable, and some contracts even require it. View and print your certificate of insurance anytime with TechInsurance.
Get answers to technical questions
TechInsurance has licensed agents who specialize in telecommunications business insurance in all 50 states. You’re assigned a dedicated account manager who’s ready to help.
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