Our trusted business insurance companies

Small businesses work with TechInsurance because of our access to 100+ carriers, all of which are rated Excellent or Superior by A.M. Best.

This access lets us find the right business insurance for niche professions like yours and, in most cases, write policies the same day you apply for quotes.

Our top-rated providers offer a variety of coverages to meet the unique needs of our customers:

The Hartford has proudly delivered insurance to people and businesses since 1810, offering them the support and protection they need to pursue their unique ambitions.

• AM Best rating: A+
• Customer rating: 4.8/5 for business claims
• Location: Hartford, CT
• Specialty: Property and casualty insurance, group benefits, and mutual funds

Liberty Mutual delivers tailored business insurance with expertise and care to help protect people, their property, and their reputations.

• AM Best rating: A (Excellent)
• Customer rating: 90% highly satisfied with claims process
• Location: Boston, MA
• Specialty: Property and casualty insurance

Acuity has provided business insurance since 1925, helping entrepreneurs and business owners protect their livelihood.

• AM Best rating: A+
• Customer rating: 96% claims satisfaction
• Location: Sheboygan, WI
• Specialty: Property and casualty insurance

PHLY specializes in 120+ niche industries and has 30 years of experience underwriting management and professional liability insurance.

• AM Best rating: A++
• Customer rating: 97% claims satisfaction
• Location: Bala Cynwyd, PA
• Specialty: Property and casualty, management, and professional liability insurance (E&O insurance)

AmTrust has grown to become an industry-leading insurance provider, focusing on small business insurance solutions with an emphasis on workers' compensation.

• AM Best rating: A- (Excellent)
• Location: New York, NY
• Specialty: Property and casualty insurance, specialty risks, and workers' compensation insurance

The Hanover approaches insurance as an opportunity to tailor a coverage plan that provides value and confidence to your business.

• AM Best rating: A (Excellent)
• Customer rating: 92% satisfaction rate
• Location: Worcester, MA
• Specialty: Business, specialty, and personal insurance

Nationwide offers a customized variety of commercial insurance policies to help small businesses run smoothly.

• AM Best rating: A+
• Location: Columbus, OH
• Specialty: Auto insurance, commercial insurance, mutual funds, retirement plans, and specialty health services

Hiscox has insured small businesses since 1901, supplying them with the confidence and risk management tools they need to realize their ambitions.

• AM Best rating: A (Excellent)
• Customer rating: 4.8/5
• Location: Chicago, IL
• Specialty: General liability, professional liability, business owner’s policy (BOP), and cyber liability insurance

Chubb provides insurance to a diverse group of clients, and as an underwriting company, they assess, assume, and manage risk with insight and discipline.

• AM Best rating: A++
• Location: Dedicated small business underwriting teams located in Simsbury, CT; Charlotte, NC; and Phoenix, AZ
• Specialty: Property and casualty insurance, and BOP

Travelers offers a wide range of business insurance options, designed to help business owners identify and reduce the risks their businesses face.

• AM Best rating: A++
• Customer rating: 98% satisfaction rate
• Location: Hartford, CT
• Specialty: Commercial property and casualty insurance, and personal insurance

To make sure you have a broad range of affordable insurance options, we source quotes from top-rated providers to find the right coverage for your small business. Some providers specialize in industries such as healthcare and tech, while others operate in certain locations.

TechInsurance's licensed insurance agents can help you find coverage that matches your industry, profession, risks, and requirements. We are here to help you every step of the way, from selecting the best quote for your business to receiving your certificate of insurance.

Here are some more of our top carriers:

Below are key insurance policies offered by our A-rated carriers.

General liability insurance protects against the most common third-party lawsuits, such as bodily injuries, property damage, and advertising injuries. It's often the first type of business insurance coverage that small businesses get.

For TechInsurance customers, the average cost of a general liability policy is $45 per month or $538 per year.

A business owner's policy bundles general liability coverage and commercial property insurance into one policy. It is a cost effective choice, often cheaper than buying these insurance policies separately. Businesses in low-risk industries with a small number of employees tend to qualify and choose a BOP.

TechInsurance customers pay an average cost of $83 per month or $990 annually for a business owner's policy.

Businesses that offer a professional service or give advice to clients need errors and omissions insurance (also known as professional liability insurance). It can help protect against dissatisfied clients who file a lawsuit over a mistake, missed deadline, or another complaint related to the quality of your work.

On average, errors and omissions insurance policies cost $88 per month or $1,051 annually.

Workers' compensation insurance helps pay for medical bills and other expenses related to work-related injuries. Most states require this coverage.

The average cost of workers' compensation insurance for TechInsurance customers is $54 per month, or $643 annually.

Companies that conduct business online are open to risk. Cyber insurance helps pay for the aftermath of a data breach or cyberattack at your business. Technology companies can also buy cyber coverage that pays for legal defense costs if a client affected by a breach blames your company for failing to prevent it.

The average cyber insurance premium for TechInsurance customers is $129 per month or $1,552 annually.

Commercial auto insurance covers the cost of accidents that involve company-owned cars, including medical bills, property damage, and lawsuits from other drivers. Every state, except for New Hampshire and Virginia, requires that businesses with company vehicles have commercial auto insurance.

TechInsurance customers pay an average cost of $245 per month, or $2,942 annually, for commercial auto insurance.

TechInsurance is a trusted insurance expert for small businesses in hundreds of industries, with extensive knowledge of the technology sector and traditional industries like construction and cleaning services.

We provide the best insurance coverage for a wide range of business structures including startups, LLCs, S corps, sole proprietors, and freelancers.

No matter your profession or state, you can speak with one of our dedicated consultants at any point in the process.

TechInsurance is a trusted insurance expert for small businesses, including contractors and consultants, with extensive knowledge of the IT sector. We help business owners compare quotes from top-rated providers, buy policies, and manage coverage online.

By completing TechInsurance's easy online application today, you can compare free quotes for small business insurance policies from top-rated U.S. carriers. Our insurance agents are available to help answer any questions you may have.

Once you find the right policies for your small business, you can begin coverage in less than 24 hours and get a certificate of insurance for your small business.