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Virginia state law requires technology businesses with three or more regular employees, full-time or part-time, to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.
Vehicles owned by technology businesses in Virginia must be covered by commercial auto insurance. Virginia's minimums are $25,000 bodily liability per person, $50,000 bodily liability per person, and $20,000 property damage liability per accident.
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Our agents are experts in insurance for Virginia technology businesses. They can help you find policies that fit your company and fulfill state requirements. TechInsurance insurance agents, agencies, and brokers are licensed by the Virginia State Corporation Commission's Bureau of Insurance.
TechInsurance is licensed in Virginia as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance and for surplus lines (license number 128394). You can verify our licensure with the Bureau of Insurance Agency Search by clicking on the "Agency" tab and entering our license number.