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Computer Repair Shop Insurance

Computer Hardware Installation / Repair
Choose from the nation's best insurance providers
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Get the right coverage quickly

TechInsurance helps computer repair shops compare insurance quotes from top U.S. providers with one easy online application.

6 insurance policies every computer repair business should consider

Clients, landlords, or state laws may require computer repair insurance. Business insurance could prevent financial losses in the event of an injury, property damage, lawsuit, or data breach.

General liability insurance

General liability insurance icon

This policy protects your computer repair service from basic risks that most small businesses face. It's often required in client contracts and commercial property leases.

BEST FOR
  • Accidental customer injuries
  • Accidental damage to a customer's computer
  • Libel, defamation, and copyright lawsuits

Technology errors and omissions insurance

Errors and omissions insurance icon

Technology E&O insurance can help pay for lawsuits over mistakes made by computer service and repair technicians. Intellectual property (IP) and media liability coverage can often be added.

BEST FOR
  • Failure to resolve a problem
  • Computer repair mistakes
  • Accusations of negligence

Cyber liability insurance

Cyber liability insurance icon

This policy helps your business recover from a data breach or cyberattack. It can also pay your legal costs if a client affected by a data breach sues your repair shop.

BEST FOR
  • Lawsuits from clients affected by a breach
  • Notifying affected clients about a breach
  • Fraud detection and monitoring

Business owner’s policy

Business owner’s policy icon

A BOP bundles general liability insurance with commercial property insurance. Many providers offer small computer repair shops a discount if they choose this policy.

BEST FOR
  • Accidental customer injuries
  • Accidental damage to a customer's computer
  • Damaged business property

Workers’ comp insurance

Workers’ compensation insurance icon

State law usually requires that any computer repair business with employees purchase this policy. It helps pay medical costs from work injuries and illnesses.

BEST FOR
  • Medical bills from employee work injuries
  • Partial wages while the employee recovers
  • Lawsuits over work injuries

Fidelity bonds

Fidelity bond icon

A fidelity bond provides reimbursement if one of your employees steals from a client. It’s also called an employee dishonesty bond.

BEST FOR
  • Unlawful data access by a technician
  • Illegal electronic funds transfer by an employee
  • Other employee theft or fraud

Insurance costs for tech professionals

An IT professional calculates insurance costs using a smartphone and clipboard.

Average costs come directly from policies purchased by TechInsurance customers.

General liability: $30 per month
Errors and omissions: $59 per month
View more expected costs.

Start a free application to see how much insurance will cost for your business.

Why computer repair shops choose TechInsurance

Protect against common risks

A lawsuit or data breach can devastate your computer repair business. Prevent financial losses with policies tailored for your needs.

Technician adjusting cables.
Protect against common risks
A lawsuit or data breach can devastate your computer repair business. Prevent financial losses with policies tailored for your needs.
Gain client confidence
Insurance shows clients your business is reliable, and some contracts even require it. View and print your certificate of insurance anytime with TechInsurance.
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Get answers to technical questions
TechInsurance has licensed agents who specialize in computer repair business insurance in all 50 states. You’re assigned a dedicated account manager who’s ready to help.
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