Small Business Insurance Policies

E&O insurance, sometimes called professional liability insurance, is a must-have for technology and software professionals. It can cover legal fees of lawsuits related to work performance.

This policy helps tech and software businesses survive data breaches and cyberattacks. It can pay recovery costs for your business, or legal costs if a client sues over a breach.

If an employee at your tech business steals from a client, this bond would provide compensation for the client. They are also called employee dishonesty bonds.

A BOP bundles commercial property insurance and general liability insurance under one plan. It's often the most cost-effective type of commercial insurance for tech business owners.

This policy covers common business risks including bodily injuries, customer property damage, and advertising injuries. It's required for most commercial leases.

Workers' compensation insurance is required in almost every state for tech and software businesses that have employees. It can help cover medical expenses for work injuries and illnesses.

This policy boosts your current liability coverage when its limit is reached. It supplements general liability, commercial auto, and employer's liability insurance.

This policy covers the value of a tech company's building and its contents, such as inventory, equipment, and furniture. It also protects against damage and loss.

This policy covers lost revenue and expenses when an event such as a fire forces your tech company to temporarily stop operations.

This policy, also called EPLI, can cover legal expenses when an employee sues over discrimination, harassment, wrongful termination, and similar issues.

D&O insurance covers decisions made by directors, officers, and board members on behalf of your tech company. If they are sued, it can pay their legal expenses.

This policy can help pay for expenses after an accident involving a vehicle owned by your tech company. You can extend it to include coverage for vehicle damage.

HNOA covers a tech business’s liability in accidents that occur while driving leased vehicles, rentals, and employee-owned cars for company errands.