Small Business Insurance

Also called professional liability insurance, E&O insurance covers lawsuits related to your work performance. Combine it with cyber liability insurance in a technology errors and omissions policy.

This policy helps IT and software development businesses survive data breaches and cyberattacks. It pays for notification costs when credit card numbers or other customer data are exposed.

If an employee at your tech business steals from a client, this bond would provide compensation for the client. You may also see it called an employee dishonesty bond.

A BOP bundles commercial property insurance and general liability insurance under one plan. It's often the most cost-effective type of commercial insurance for tech business owners.

This policy covers third-party business risks including bodily injuries, property damage, and accidental copyright infringement. It's required for most commercial leases.

Most states require workers' comp for tech companies that have employees. It also helps sole proprietors and independent contractors pay work-related medical costs that health insurance could deny.

This policy can help pay for expenses after an accident involving a vehicle owned by your tech company. You can extend it to include coverage for vehicle damage.

HNOA covers a tech business’s liability in accidents that occur while driving leased vehicles, rentals, and employee-owned cars for company errands.

This policy boosts your current liability coverage when its limit is reached. It supplements general liability, commercial auto, and employer's liability insurance.

This type of insurance covers the value of a tech company's building and its contents, such as inventory, equipment, and furniture.

This policy covers lost revenue and other expenses when an event such as a fire temporarily disrupts your business operations. You can usually add it to commercial property insurance.

EPLI insurance coverage helps pay for legal expenses when an employee sues over discrimination, harassment, wrongful termination, or similar employment issues.

D&O insurance covers lawsuits related to decisions made by directors, officers, and board members on behalf of your tech company, including lawsuits from dissatisfied investors.