Small Business Insurance

This policy covers third-party business risks including bodily injuries, property damage, and accidental copyright infringement. It's required for most commercial leases.

Also called professional liability insurance, errors and omissions insurance is common for professional services companies. It covers lawsuits related to your work performance.

Most states require workers' comp for companies that have employees. It also helps sole proprietors and independent contractors pay work-related medical costs that health insurance could deny.

A BOP bundles commercial property insurance and general liability insurance under one plan. It's often the most cost-effective type of commercial insurance for small business owners.

This policy helps businesses survive data breaches and cyberattacks. It pays for notification costs when credit card numbers or other customer data are exposed.

This policy boosts your current liability coverage when its limit is reached. It supplements general liability, commercial auto, and employer's liability insurance.

This policy can help pay for expenses after an accident involving a vehicle owned by your small business. You can extend it to include coverage for vehicle damage.

HNOA covers a business’s liability in accidents that occur while driving leased vehicles, rentals, and employee-owned cars for company errands.

EPLI insurance coverage helps pay for legal expenses when an employee sues over discrimination, harassment, wrongful termination, or similar employment issues.

D&O insurance covers lawsuits related to decisions made by directors, officers, and board members on behalf of your company, including lawsuits from dissatisfied investors.

If an employee at your business steals from a client, this bond would provide compensation for the client. You may also see it called an employee dishonesty bond.

This type of insurance covers the value of a company's building and its contents, such as inventory, equipment, and furniture.

Also called business income insurance, this policy covers lost revenue and other expenses when an event such as a fire temporarily disrupts your business operations. You can usually add it to commercial property insurance.