General liability covers common risks for small businesses in Georgia, including customer property damage and injuries. Commercial leases often require this policy.
This policy is also called professional liability insurance. It protects professionals against lawsuits over mistakes, missed deadlines, and oversights.
This policy protects Georgia small businesses against data breaches and cyberattacks that affect your business or a client.
This policy bundles property insurance and general liability insurance. It's often the most cost-effective type of commercial insurance for a Georgia small business.
Workers’ compensation insurance is required for Georgia small businesses that have three or more employees. It can cover medical costs for work injuries.
This policy is required for vehicles owned by Georgia small businesses. It covers injuries and property damage in an accident, along with other types of damage.
Georgia state law requires businesses with three or more employees, full-time or part-time, to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.
Vehicles owned by small businesses in Georgia must be covered by commercial auto insurance.
Georgia's commercial auto insurance requirements are:
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Our agents are experts in insurance for Georgia technology businesses. They can help you find policies that fit your company and fulfill state requirements. TechInsurance is licensed by the Georgia Office of Insurance as BIN Insurance Holdings, LLC. You can verify our licensure using the Georgia Office of Insurance Agency Search by entering our Georgia state license number, 154355, into the field for agency license or by searching for “BIN INS HOLDINGS LLC” under agency name.