General liability covers common risks for small businesses in Maryland, including customer property damage and injuries. Commercial leases often require this policy.
This policy is also called professional liability insurance. It protects small professionals against lawsuits over mistakes, missed deadlines, and oversights.
This policy protects Maryland small businesses against data breaches and cyberattacks that affect your business or a client.
This policy bundles property insurance and general liability insurance. It's often the most cost-effective type of commercial insurance for a Maryland small business.
Workers’ comp insurance is required for Maryland small businesses that have one or more employees. It can cover medical costs for work injuries.
This policy is required for vehicles owned by Maryland small businesses. It covers injuries and property damage in an accident, along with other types of damage.
Maryland state law requires businesses with one or more employees to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.
Vehicles owned by small businesses in Maryland must be covered by commercial auto insurance. Maryland requires $15,000 property damage liability per accident, and $60,000 bodily injury protection per accident and $30,000 bodily injury protection per person.
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Our agents are experts in insurance for Maryland technology businesses. They can help you find policies that fit your company and fulfill state requirements. In Maryland, insurance agents, agencies, and brokers are licensed by the Maryland Insurance Administration.
TechInsurance is licensed in Maryland as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance and for surplus lines (license number 100040465). Verify our licensure with the National Association of Insurance Commissioners: select Maryland, licensee, business entity, and then enter our NPN or license number.