General liability covers common risks for technology businesses in Alaska, including customer property damage and injuries. Commercial leases often require this policy.
This policy is also called professional liability insurance. It protects tech professionals against lawsuits over mistakes, missed deadlines, and oversights.
This policy protects Alaska technology businesses against data breaches and cyberattacks that affect your business or a client.
This policy bundles property insurance and general liability insurance. It's often the most cost-effective type of commercial insurance for an Alaska tech business.
Workers’ compensation insurance is required for all Alaska tech businesses that have one or more employees. It can cover medical costs for work injuries.
This policy is required for vehicles owned by Alaska technology businesses. It covers injuries and property damage in an accident, along with other types of damage.
Alaska state law requires technology businesses with one or more employees, full-time or part-time, to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.
Vehicles owned by tech businesses in Alaska must be covered by commercial auto insurance.
Alaska’s commercial auto requirements are:
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Our agents are experts in insurance for Alaska technology businesses. They can help you find policies that fit your company and fulfill state requirements. TechInsurance is licensed by the Alaska Division of Insurance for property and casualty insurance as InsureOne Insurance Services America, LLC (NPN 18539837). You can verify our licensure with the Alaska Division of Insurance: select "licensee type: business entity" and enter our Alaska state license number, 100149485.