General liability covers common risks for small businesses in Kentucky, including customer property damage and injuries. Commercial leases often require this policy.
This policy is also called professional liability insurance. It protects small professionals against lawsuits over mistakes, missed deadlines, and oversights.
This policy protects Kentucky small businesses against data breaches and cyberattacks that affect your business or a client.
This policy bundles property insurance and general liability insurance. It's often the most cost-effective type of commercial coverage for a Kentucky small business.
Workers’ compensation insurance is required for all Kentucky small businesses that have employees. It can cover medical costs for work injuries.
This policy is required for vehicles owned by Kentucky small businesses. It covers injuries and property damage in an accident, along with other types of damage.
Kentucky state law requires all businesses, even if they have only one part-time employee, to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.
Vehicles owned by small businesses in Kentucky must be covered by commercial auto insurance. Kentucky state law requires:
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Our agents are experts in insurance for Kentucky technology businesses. They can help you find policies that fit your company and fulfill state requirements. In Kentucky, insurance agents, agencies, and brokers are licensed by the Kentucky Department of Insurance.
TechInsurance is licensed in Kentucky as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance and for surplus lines (DOI number 728102). Verify our licensure with the Kentucky Department of Insurance Agent / Agency Search: select business entity, DOI number, and enter our DOI number.