General liability covers common risks for tech businesses in Washington, including customer property damage and injuries. Commercial leases often require this policy.
This policy is also called professional liability insurance. It protects tech professionals against lawsuits over mistakes, missed deadlines, and oversights.
This policy protects Washington technology businesses against data breaches and cyberattacks that affect your business or a client.
This policy bundles property insurance and general liability insurance. It's often the most cost-effective type of commercial insurance for a Washington tech business.
Washington requires all technology businesses with at least one employee to purchase workers’ compensation insurance through the state fund.
This policy is required for vehicles owned by Washington technology businesses. It covers injuries and property damage in an accident, along with other types of damage.
Washington state law requires technology businesses with one or more employees, full-time or part-time, to carry workers’ compensation insurance through the state fund. This policy covers medical bills for work injuries and illnesses.
Vehicles owned by technology businesses in Washington must be covered by commercial auto insurance. Washington requires a minimum of $25,000 bodily injury liability per person, $50,000 bodily injury liability per accident, and $10,000 property damage liability per accident.
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Our agents are experts in insurance for Washington technology businesses. They can help you find policies that fit your company and fulfill state requirements. TechInsurance is licensed in Washington as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance and for surplus lines (license number 762324). Verify our licensure with the Washington State Office of the Insurance Commissioner by selecting the "Agency Search" tab and then entering our license number.