General liability covers common risks for small businesses in New York, including customer injuries. Commercial leases often require this policy.
This policy is also called professional liability insurance. It protects professionals against lawsuits over mistakes, missed deadlines, and oversights.
This policy protects New York small businesses against data breaches and cyberattacks that affect your business or a client.
This policy bundles property insurance and general liability insurance. It's often the most cost-effective type of commercial insurance for a New York small business.
Workers’ compensation insurance is required for New York small businesses that have employees. It can cover medical costs for work injuries.
This policy is required for vehicles owned by New York small businesses. It covers injuries and property damage in an accident, along with other types of damage.
New York state law requires businesses with employees, full-time or part-time, to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Our agents are experts in insurance for New York technology businesses. They can help you find policies that fit your company and fulfill state requirements. TechInsurance is licensed in New York by the State Department of Financial Services.
In New York, we operate as BIN Insurance Holdings, LLC (NPN 15752926) for property and casualty insurance (agent license PC-1155635, broker license BR-1155635) and for surplus lines (license EX-1155635). You can verify our licensure with the Department of Financial Services by selecting “Business Entity” in the first dropdown and then entering our New York state license (1155635).