General liability covers common risks for small businesses in Illinois, including customer property damage and injuries. Commercial leases often require this policy.
This policy is also called professional liability insurance. It protects professionals against lawsuits over mistakes, missed deadlines, and oversights.
This policy protects Illinois small businesses against data breaches and cyberattacks that affect your business or a client.
This policy bundles property insurance and general liability insurance. It's often the most cost-effective type of commercial insurance for an Illinois small business.
Workers’ compensation insurance is required for Illinois small businesses that have employees. It can cover medical costs for work injuries.
This policy is required for vehicles owned by Illinois small businesses. It covers injuries and property damage in an accident, along with other types of damage.
Illinois state law requires businesses with employees, even those with one part-time employee, to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Our agents are experts in insurance for Illinois technology businesses. They can help you find policies that fit your company and fulfill state requirements. TechInsurance agents, agencies, and brokers are licensed by the Illinois Department of Insurance.
TechInsurance is licensed in Illinois as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance (license number 100289220). To verify our licensure in Illinois, use the National Association of Insurance Commissioners Lookup Search. Select Illinois, Licensee, and Business Entity, then enter our NPN or license number in the appropriate field.