General liability covers common risks for small businesses in Massachusetts, including customer property damage and injuries. Commercial leases often require this policy.
This policy is also called professional liability insurance. It protects professionals against lawsuits over mistakes, missed deadlines, and oversights.
This policy protects Massachusetts small businesses against data breaches and cyberattacks that affect your business or a client.
This policy bundles property insurance and general liability insurance. It's often the most cost-effective type of commercial insurance for a Massachusetts small business.
Workers’ compensation is required for Massachusetts small businesses that have four or more employees. It can cover medical costs for work injuries.
This policy is required for vehicles owned by Massachusetts small businesses. It covers injuries and property damage in an accident, along with other types of damage.
Massachusetts state law requires businesses with one or more employees, full-time or part-time, to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.
Vehicles owned by small businesses in Massachusetts must be covered by commercial auto insurance. The Commonwealth of Massachusetts requires the following levels of coverage:
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Our agents are experts in insurance for Massachusetts technology businesses. They can help you find policies that fit your company and fulfill state requirements.
In Massachusetts, TechInsurance is licensed by the state’s Division of Insurance as BIN Insurance Holdings, LLC (license number 1884953). You can verify our licensure on InsureMASS, the Massachusetts Division of Insurance Information Portal for Consumers, by entering our license number in the "Find an insurance agency" tab.