Mayflowers, Massachusetts's state flower.

Technology Business Insurance in Massachusetts

Compare quotes online from top-rated insurance companies.
Get advice tailored for tech entrepreneurs.
24 hrs
Access proof of insurance anytime.

Find Massachusetts business insurance in three easy steps

United States map.

Review business insurance requirements

Fill out one application.

Compare quotes online from top-rated carriers

Multiple insurance quotes to compare.

Purchase the right policies at the best price

Recommended insurance policies for technology businesses in Massachusetts

Looking for different coverage? Check out our other policies.

What are the insurance requirements for technology businesses in Massachusetts?

State laws can affect which policies you need for your technology business. These policies are required for Massachusetts businesses.
Orange check mark.

Workers' compensation insurance

Massachusetts state law requires technology businesses with one or more employees, full-time or part-time, to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.

Orange check mark.

Commercial auto insurance

Vehicles owned by technology businesses in Massachusetts must be covered by commercial auto insurance. The Commonwealth of Massachusetts requires the following levels of coverage:

  • Bodily injury liability: $20,000 per person / $40,000 per accident
  • Property damage liability: $5,000 per accident
  • Uninsured motorist coverage: $20,000 per person / $40,000 per accident
  • Personal injury protection: $8,000

Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.

How much does business insurance cost for technology professionals?

Male IT worker making calculations.

Commercial insurance can be affordable for a small Massachusetts tech company. Factors that influence the cost include:

  • Your industry and risk
  • Coverage limits
  • Location
  • Number of employees

View Costs
What our customers are saying
"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours. Up to that point, I had spent hours going in circles with others."
Michael D.
Custom programmer
Delighted customer feedback.

We specialize in business insurance for Massachusetts technology professionals

Our agents are experts in insurance for Massachusetts technology businesses. They can help you find policies that fit your company and fulfill state requirements.

In Massachusetts, TechInsurance is licensed by the state’s Division of Insurance as BIN Insurance Holdings, LLC (license number 1884953). You can verify our licensure on InsureMASS, the Massachusetts Division of Insurance Information Portal for Consumers, by entering our license number in the "Find an insurance agency" tab.

350,000+ small businesses protected
Save money by comparing insurance quotes from multiple carriers.
Not a technology business? We have you covered.
Powered by Insureon.
We partner with trusted A-rated insurance companies