General liability covers common risks for small businesses in Kansas, including customer property damage and injuries. Commercial leases often require this policy.
This policy is also called professional liability insurance. It protects professionals against lawsuits over mistakes, missed deadlines, and oversights.
This policy protects Kansas small businesses against data breaches and cyberattacks that affect your business or a client.
This policy bundles property insurance and general liability insurance. It's often the most cost-effective type of commercial insurance for a Kansas small business.
Workers’ compensation insurance is required for all small businesses in Kansas that have employees. It can cover medical costs for work injuries.
This policy is required for vehicles owned by Kansas small businesses. It covers injuries and property damage in an accident, along with other types of damage.
Kansas state law requires all businesses to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.
Vehicles owned by small businesses in Kansas must be covered by commercial auto insurance.
Kansas' commercial auto insurance requirements are:
Personal injury protection (PIP):
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Commercial insurance can be affordable for a small Kansas company. Factors that influence the cost include:
Our agents are experts in insurance for Kansas technology businesses. They can help you find policies that fit your company and fulfill state requirements. TechInsurance is licensed by the Kansas Insurance Department as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance (license number 272221604). Verify our licensure with the Kansas Insurance Department License Search.