General liability covers common risks for small businesses in Maine, including customer property damage and injuries. Commercial leases often require this policy.
This policy is also called professional liability insurance. It protects professionals against lawsuits over mistakes, missed deadlines, and oversights.
This policy protects Maine small businesses against data breaches and cyberattacks that affect your business or a client.
This policy bundles property insurance and general liability insurance. It's often the most cost-effective type of commercial insurance for a Maine small business.
Workers’ compensation insurance is required for Maine small businesses that have at least one employee. It can cover medical costs for work injuries.
This policy is required for vehicles owned by Maine small businesses. It covers injuries and property damage in an accident, along with other types of damage.
Maine state law requires businesses with at least one employee, full-time or part-time, to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.
Vehicles owned by small businesses in Maine must be covered by commercial auto insurance.
Maine’s commercial auto insurance requirements are:
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Our agents are experts in insurance for Maine technology businesses. They can help you find policies that fit your company and fulfill state requirements. In Maine, insurance agents, agencies, and brokers are licensed by the Maine Bureau of Insurance. TechInsurance is licensed in Maine as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance (license number AGN179429). Verify our licensure with the Maine Bureau of Insurance License Information Search.