General liability covers common risks for small businesses in Idaho, including customer property damage and injuries. Commercial leases often require this policy.
This policy is also called professional liability insurance. It protects professionals against lawsuits over mistakes, missed deadlines, and oversights.
This policy protects Idaho small businesses against data breaches and cyberattacks that affect your business or a client.
This policy bundles property insurance and general liability insurance. It's often the most cost-effective type of commercial insurance for an Idaho small business.
Workers’ compensation insurance is required for Idaho small businesses that have one or more employees. It can cover medical costs for work injuries.
This policy is required for vehicles owned by Idaho small businesses. It covers injuries and property damage in an accident, along with other types of damage.
Idaho state law requires businesses with one or more employees, full-time or part-time, to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.
Vehicles owned by small businesses in Idaho must be covered by commercial auto insurance. Idaho requires a minimum of $25,000 bodily injury liability per person, $50,000 bodily injury liability per accident, and $15,000 property damage liability per accident.
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Our agents are experts in insurance for Idaho technology businesses. They can help you find policies that fit your company and fulfill state requirements. TechInsurance agents, agencies, and brokers are licensed by the Idaho Department of Insurance.
TechInsurance is licensed in Idaho as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance. Verify our licensure with the Idaho Department of Insurance Insurance Company and Producer Search; click on "Search by License Number" then enter our license number, 348580, in the "Company or Agency License Number" field.