General liability covers common risks for tech businesses in Washington, D.C., including customer injuries. Commercial leases often require this policy.
This policy is also called professional liability insurance. It protects tech professionals against lawsuits over mistakes, missed deadlines, and oversights.
This policy protects Washington, D.C. technology businesses against data breaches and cyberattacks that affect your business or a client.
This policy bundles property insurance and general liability insurance. It's often the most cost-effective commercial policy for a Washington, D.C. technology business.
Workers’ compensation insurance is required for all Washington, D.C. technology businesses that have at least one employee. It can cover medical costs for work injuries.
This policy is required for vehicles owned by Washington, D.C. technology businesses. It covers injuries and property damage in an accident, along with other types of damage.
Washington, D.C. laws require technology businesses that have one or more full-time or part-time employees to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.
Vehicles owned by technology businesses in Washington, D.C. must be covered by commercial auto insurance. Washington, D.C. requires:
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Our agents are experts in insurance for Washington, D.C. technology businesses. They can help you find policies that fit your company and fulfill state requirements. TechInsurance is licensed as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance and for surplus lines (license number 2883140). Verify our licensure with the National Association of Insurance Commissioners by selecting District of Columbia, licensee, business entity, and then entering our NPN or license number.