General liability covers common risks for small businesses in Hawaii, including customer property damage and injuries. Commercial leases often require this policy.
This policy is also called professional liability insurance. It protects professionals against lawsuits over mistakes, missed deadlines, and oversights.
This policy protects Hawaii small businesses against data breaches and cyberattacks that affect your business or a client.
This policy bundles property insurance and general liability insurance. It's often the most cost-effective type of commercial insurance for a Hawaii small business.
Workers’ compensation insurance is required for Hawaii small businesses that have one or more employees. It can cover medical costs for work injuries.
This policy is required for vehicles owned by Hawaii small businesses. It covers injuries and property damage in an accident, along with other types of damage.
Hawaii state law requires businesses with one or more employees, full-time or part-time, to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.
Vehicles owned by small businesses in Hawaii must be covered by commercial auto insurance.
Hawaii’s commercial auto insurance requirements are:
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Our agents are experts in insurance for Hawaii technology businesses. They can help you find policies that fit your company and fulfill state requirements. TechInsurance is licensed by the Hawaii Department of Commerce and Consumer Affairs Insurance Division for property and casualty insurance as InsureOne Insurance Services America, LLC (NPN 18539837). You can verify our licensure with the department by entering our state license, 460749, into the field labeled "license number."