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Technology Business Insurance in Colorado

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Recommended insurance policies for technology businesses in Colorado

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What are the insurance requirements for technology businesses in Colorado?

State laws can affect which policies you need for your technology business. These policies are required for Colorado businesses.
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Workers' compensation insurance

Colorado state law requires technology businesses with one or more employees, full-time or part-time, to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.

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Commercial auto insurance

Vehicles owned by technology businesses in Colorado must be covered by commercial auto insurance. Colorado requires $25,000 bodily injury liability per person, $50,000 bodily injury liability per accident, and $15,000 property damage liability per accident.

Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.

How much does business insurance cost for technology professionals?

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Commercial insurance can be affordable for a small Colorado tech company. Factors that influence the cost include:

  • Your industry and risk
  • Coverage limits
  • Location
  • Number of employees
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We specialize in business insurance for Colorado IT and technology professionals

Our agents are experts in insurance for Colorado technology businesses. They can help you find policies that fit your company and fulfill state requirements. TechInsurance insurance agents, agencies, and brokers are licensed by the Colorado Division of Insurance.

TechInsurance is licensed in Colorado as Insureon Colorado LLC (license number 481838) and as BIN Insurance Holdings LLC (license number 354233) for property and casualty insurance and for surplus lines. You can verify our licensure with the Sircon Corp. Verification System by selecting Colorado, Agency, and then entering either of our Colorado state license numbers.

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