General liability covers common risks for small businesses in Colorado, including customer property damage and injuries. Commercial leases often require this policy.
This policy is also called professional liability insurance. It protects professionals against lawsuits over mistakes, missed deadlines, and oversights.
This policy protects Colorado small businesses against data breaches and cyberattacks that affect your business or a client.
This policy bundles property insurance and general liability insurance. It's often the most cost-effective type of commercial insurance for a Colorado small business.
Workers’ compensation insurance is required for Colorado small businesses that have even one employee. It can cover medical costs for work injuries.
This policy is required for vehicles owned by Colorado small businesses. It covers injuries and property damage in an accident, along with other types of damage.
Colorado state law requires businesses with one or more employees, full-time or part-time, to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.
Vehicles owned by small businesses in Colorado must be covered by commercial auto insurance. Colorado requires $25,000 bodily injury liability per person, $50,000 bodily injury liability per accident, and $15,000 property damage liability per accident.
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Our agents are experts in insurance for Colorado technology businesses. They can help you find policies that fit your company and fulfill state requirements. TechInsurance insurance agents, agencies, and brokers are licensed by the Colorado Division of Insurance.
TechInsurance is licensed in Colorado as Insureon Colorado LLC (license number 481838) and as BIN Insurance Holdings LLC (license number 354233) for property and casualty insurance and for surplus lines. You can verify our licensure with the Sircon Corp. Verification System by selecting Colorado, Agency, and then entering either of our Colorado state license numbers.