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Nevada state law requires technology businesses with one or more employees, full-time or part-time, to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.
Vehicles owned by technology businesses in Nevada must be covered by commercial auto insurance. Nevada requires a minimum of $20,000 property damage liability per accident, $25,000 bodily injury liability per person, and $50,000 bodily injury liability per accident.
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Our agents are experts in insurance for Nevada technology businesses. They can help you find policies that fit your company and fulfill state requirements. TechInsurance is licensed in Nevada by the Nevada Division of Insurance as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance (license number 716385) and for surplus lines (license number 716384). You can verify our licensure with the Sircon Corp. Verification System by selecting Nevada, Agency, and entering either of our state license numbers.