General liability covers common risks for small businesses in Nevada, including customer property damage and injuries. Commercial leases often require this policy.
Customer injuries at your company
Damaged customer property
Copyright and defamation lawsuits
This policy is also called professional liability insurance. It protects professionals against lawsuits over mistakes, missed deadlines, and oversights.
This policy protects Nevada small businesses against data breaches and cyberattacks that affect your business or a client.
This policy bundles property insurance and general liability insurance. It's often the most cost-effective type of commercial insurance for a Nevada small business.
Nevada small businesses that have employees of any status are required to carry workers' comp. This policy covers medical costs for work injuries.
This policy is required for vehicles owned by Nevada small businesses. It covers injuries and property damage in an accident, along with other types of damage.
The state of Nevada requires all businesses with employees – as well as independent contractors, subcontractors, and their employees – to carry workers’ compensation insurance.
This policy covers medical costs for work-related injuries and illnesses. It also provides disability benefits for injured Nevada workers.
Vehicles owned by small businesses in Nevada must be covered by commercial auto insurance. Nevada requires a minimum of $20,000 property damage liability per accident, $25,000 bodily injury liability per person, and $50,000 bodily injury liability per accident.
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Commercial insurance can be affordable for a small Nevada company. Factors that influence the cost include:
Our agents are experts in insurance for Nevada technology businesses. They can help you find policies that fit your company and fulfill state requirements. TechInsurance is licensed in Nevada by the Nevada Division of Insurance as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance (license number 716385) and for surplus lines (license number 716384). You can verify our licensure with the Sircon Corp. Verification System by selecting Nevada, Agency, and entering either of our state license numbers.