General liability covers common risks for small businesses in Utah, including customer property damage and injuries. Commercial leases often require this policy.
This policy is also called professional liability insurance. It protects professionals against lawsuits over mistakes, missed deadlines, and oversights.
This policy protects Utah small businesses against data breaches and cyberattacks that affect your business or a client.
This policy bundles property insurance and general liability insurance. It's often the most cost-effective type of commercial insurance for a Utah small business.
Workers’ compensation insurance is required for every Utah small business that has employees. It can cover medical costs for work injuries.
This policy is required for vehicles owned by Utah small businesses. It covers injuries and property damage in an accident, along with other types of damage.
Utah state law requires businesses with employees, full-time or part-time, to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.
Vehicles owned by small businesses in Utah must be covered by commercial auto insurance. Utah’s commercial auto insurance requirements are:
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Our agents are experts in insurance for Utah technology businesses. They can help you find policies that fit your company and fulfill state requirements. TechInsurance is licensed by the Utah Insurance Department as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance (license number 348260) and for surplus lines (license number 412115). You can verify our licensure with the Sircon Corp. Verification System by selecting Utah, agency, and then entering either of our state license numbers.