General liability covers common risks for small businesses in Delaware, including customer property damage and injuries. Commercial leases often require this policy.
This policy is also called professional liability insurance. It protects professionals against lawsuits over mistakes, missed deadlines, and oversights.
This policy protects Delaware small businesses against data breaches and cyberattacks that affect your business or a client.
This policy bundles property insurance and general liability insurance. It's often the most cost-effective type of commercial insurance for a Delaware small business.
Workers’ compensation insurance is required for Delaware small businesses that have employees. It can cover medical costs for work injuries.
This policy is required for vehicles owned by Delaware small businesses. It covers injuries and property damage in an accident, along with other types of damage.
Delaware state law requires businesses with one or more employees, full-time or part-time, to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.
Vehicles owned by small businesses in Delaware must be covered by commercial auto insurance.
Delaware's auto insurance requirements are:
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Commercial insurance can be affordable for a small Delaware company. Factors that influence the cost include:
Our agents are experts in insurance for Delaware technology businesses. They can help you find policies that fit your company and fulfill state requirements. TechInsurance insurance agents, agencies, and brokers are licensed by the State of Delaware Department of Insurance.
TechInsurance is licensed in Delaware as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance and for surplus lines (license number 1112151). Verify our licensure with the National Association of Insurance Commissioners.