General liability covers common risks for small businesses in New Jersey, including customer property damage and injuries. Commercial leases often require this policy.
This policy is also called professional liability insurance. It protects professionals against lawsuits over mistakes, missed deadlines, and oversights.
This policy protects New Jersey small businesses against data breaches and cyberattacks that affect your business or a client.
This policy bundles property insurance and general liability insurance. It's often the most cost-effective type of commercial insurance for a New Jersey small business.
Workers’ compensation insurance is required for New Jersey small businesses that have employees. It can cover medical costs for work injuries.
This policy is required for vehicles owned by New Jersey small businesses. It covers injuries and property damage in an accident, along with other types of damage.
New Jersey state law requires businesses that have employees, full-time or part-time, to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Our agents are experts in insurance for New Jersey technology businesses. They can help you find policies that fit your company and fulfill state requirements. TechInsurance is licensed by the New Jersey Department of Banking and Insurance as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance and for surplus lines (license number 1281440). Verify our licensure with the National Association of Insurance Commissioners.