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Technology Business Insurance in Vermont

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What are the insurance requirements for technology businesses in Vermont?

State laws can affect which policies you need for your technology business. These policies are required for Vermont businesses.
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Workers' compensation insurance

Vermont state law requires technology businesses with employees, full-time or part-time, to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.

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Commercial auto insurance

Vehicles owned by technology businesses in Vermont must be covered by commercial auto insurance.

Vermont requires the following levels of coverage:

  • Bodily injury liability: $25,000 per person/$50,000 per accident
  • Property damage liability: $10,000 per accident
  • Uninsured motorist coverage: $50,000 per person / $100,000 per accident / $10,000 property damage coverage per accident

Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.

How much does business insurance cost for technology professionals?

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Commercial insurance can be affordable for a small Vermont tech company. Factors that influence the cost include:

  • Your industry and risk
  • Coverage limits
  • Location
  • Number of employees
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We specialize in business insurance for Vermont IT and technology professionals

Our agents are experts in insurance for Vermont technology businesses. They can help you find policies that fit your company and fulfill state requirements. TechInsurance is licensed by the Vermont Department of Financial Regulation as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance (license number 706364). You can verify our licensure with the Sircon Corp. Verification System by selecting Vermont, agency, and then entering our Vermont state license number.

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