General liability covers common risks for small businesses in Vermont, including customer property damage and injuries. Commercial leases often require this policy.
This policy is also called professional liability insurance. It protects professionals against lawsuits over mistakes, missed deadlines, and oversights.
This policy protects Vermont small businesses against data breaches and cyberattacks that affect your business or a client.
This policy bundles property insurance and general liability insurance. It's often the most cost-effective type of commercial insurance for a Vermont small business.
Workers’ compensation insurance is required for Vermont small businesses that have employees. It can cover medical costs for work injuries.
This policy is required for vehicles owned by Vermont small businesses. It covers injuries and property damage in an accident, along with other types of damage.
Vermont state law requires businesses with employees, full-time or part-time, to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.
Vehicles owned by small businesses in Vermont must be covered by commercial auto insurance.
Vermont requires the following levels of coverage:
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Commercial insurance can be affordable for a small Vermont company. Factors that influence the cost include:
Our agents are experts in insurance for Vermont technology businesses. They can help you find policies that fit your company and fulfill state requirements. TechInsurance is licensed by the Vermont Department of Financial Regulation as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance (license number 706364). You can verify our licensure with the Sircon Corp. Verification System by selecting Vermont, agency, and then entering our Vermont state license number.