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Vermont state law requires technology businesses with employees, full-time or part-time, to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.
Vehicles owned by technology businesses in Vermont must be covered by commercial auto insurance. Vermont requires a minimum of $10,000 property damage liability per accident and $25,000 bodily injury liability per person.
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Our agents are experts in insurance for Vermont technology businesses. They can help you find policies that fit your company and fulfill state requirements. TechInsurance is licensed by the Vermont Department of Financial Regulation as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance (license number 706364). You can verify our licensure with the Sircon Corp. Verification System by selecting Vermont, agency, and then entering our Vermont state license number.