General liability covers common risks for small businesses in Arizona, including customer property damage and injuries. Commercial leases often require this policy.
This policy is also called professional liability insurance. It protects professionals against lawsuits over mistakes, missed deadlines, and oversights.
This policy protects Arizona small businesses against data breaches and cyberattacks that affect your business or a client.
This policy bundles property insurance and general liability insurance. It's often the most cost-effective type of commercial insurance for an Arizona small business.
Workers’ compensation insurance is required for Arizona small businesses that have employees. It can cover medical costs for work injuries.
This policy is required for vehicles owned by Arizona small businesses. It covers injuries and property damage in an accident, along with other types of damage.
Arizona state law requires businesses that regularly hires or employ at least one employee, full-time or part-time, to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.
Vehicles owned by businesses in Arizona must be covered by commercial auto insurance. Arizona requires $25,000 bodily injury liability per person, $50,000 bodily injury liability for two or more persons, and $15,000 property damage liability per accident.
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Commercial insurance can be affordable for a small Arizona company. Factors that influence the cost include:
Our agents are experts in insurance for Arizona technology businesses. They can help you find policies that fit your company and fulfill state requirements. TechInsurance is licensed by the Arizona Department of Insurance as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance and for surplus lines (license number 1800007875).
You can verify our licensure with the National Association of Insurance Commissioners by selecting Arizona, licensee, and business entity, then entering our NPN or state license number.