General liability covers common risks for tech businesses in South Carolina, including customer property damage and injuries. Commercial leases often require this policy.
This policy is also called professional liability insurance. It protects tech professionals against lawsuits over mistakes, missed deadlines, and oversights.
This policy protects South Carolina technology businesses against data breaches and cyberattacks that affect your business or a client.
This policy bundles property insurance and general liability insurance. It's often the most cost-effective commercial policy for a South Carolina tech business.
South Carolina requires all tech businesses with four or more employees to purchase workers’ compensation. This policy can cover medical costs for work injuries.
This policy is required for vehicles owned by South Carolina technology businesses. It covers injuries and property damage in an accident, along with other types of damage.
South Carolina state law requires technology businesses with four or more employees to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.
Vehicles owned by technology businesses in South Carolina must be covered by commercial auto insurance. South Carolina requires:
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Our agents are experts in insurance for South Carolina technology businesses. They can help you find policies that fit your company and fulfill state requirements. TechInsurance is licensed by the South Carolina Department of Insurance as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance.
You can verify our licensure with the National Association of Insurance Commissioners by selecting South Carolina, licensee, business entity, and then entering our state license number, 1907716059.