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Technology Business Insurance in South Carolina

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Recommended insurance policies for technology businesses in South Carolina

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What are the insurance requirements for technology businesses in South Carolina?

State laws can affect which policies you need for your technology business. These policies are required for South Carolina businesses.
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Workers' compensation insurance

South Carolina state law requires technology businesses with four or more employees to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.

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Commercial auto insurance

Vehicles owned by technology businesses in South Carolina must be covered by commercial auto insurance. South Carolina requires:

  • Bodily injury liability: $25,000 per person / $50,000 per accident
  • Property damage liability: $25,000 per accident
  • Uninsured motorist coverage: $25,000 per person / $50,000 per accident / $25,000 property damage coverage per accident

Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.

How much does business insurance cost for technology professionals?

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Commercial insurance can be affordable for a small South Carolina tech company. Factors that influence the cost include:

  • Your industry and risk
  • Coverage limits
  • Location
  • Number of employees
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We specialize in business insurance for South Carolina technology professionals

Our agents are experts in insurance for South Carolina technology businesses. They can help you find policies that fit your company and fulfill state requirements. TechInsurance is licensed by the South Carolina Department of Insurance as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance.

You can verify our licensure with the National Association of Insurance Commissioners by selecting South Carolina, licensee, business entity, and then entering our state license number, 1907716059.

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