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Technology Business Insurance in Mississippi

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Recommended insurance policies for technology businesses in Mississippi

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What are the insurance requirements for technology businesses in Mississippi?

State laws can affect which policies you need for your technology business. These policies are required for Mississippi businesses.
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Workers' compensation insurance

Mississippi state law requires technology businesses with five or more employees to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.

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Commercial auto insurance

Vehicles owned by technology businesses in Mississippi must be covered by commercial auto insurance. All business-owned vehicles in Mississippi must be covered by this policy. Mississippi requires a minimum of $25,000 property damage liability per accident, $25,000 bodily injury liability per person, and $50,000 bodily injury liability per accident.

Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.

How much does business insurance cost for technology professionals?

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Commercial insurance can be affordable for a small Mississippi tech company. Factors that influence the cost include:

  • Your industry and risk
  • Coverage limits
  • Location
  • Number of employees

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We specialize in business insurance for Mississippi IT and technology professionals

Our agents are experts in insurance for Mississippi technology businesses. They can help you find policies that fit your company and fulfill state requirements. In Mississippi, insurance agents, agencies, and brokers are licensed by the Mississippi Insurance Department.

TechInsurance is licensed in Mississippi as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance (license number 15015895). Verify our licensure with the Mississippi Insurance Department Licensing Search.

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