General liability covers common risks for small businesses in North Carolina, including customer injuries. Commercial leases often require this policy.
This policy is also called professional liability insurance. It protects professionals against lawsuits over mistakes, missed deadlines, and oversights.
This policy protects North Carolina small businesses against data breaches and cyberattacks that affect your business or a client.
This policy bundles property insurance and general liability insurance. It's often the most cost-effective type of commercial insurance for a North Carolina small business.
Workers’ compensation is required for North Carolina small businesses that have three or more employees. It can cover medical costs for work injuries.
This policy is required for vehicles owned by North Carolina small businesses. It covers injuries and property damage in an accident, along with other types of damage.
North Carolina state law requires businesses with three or more employees, full-time or part-time, to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Our agents are experts in insurance for North Carolina tech businesses. They can help you find policies that fit your company and fulfill state requirements. TechInsurance is licensed by the North Carolina Department of Insurance as BIN Insurance Holdings, LLC (NPN 15752926) for property and casualty insurance and for surplus lines. You can verify our licensure with the Department of Insurance on its Licensee Look-up page by selecting “Business Entity” in the first dropdown and then entering our North Carolina state license, 1000087158.