General liability covers common risks for small businesses in Arkansas, including customer property damage and injuries. Commercial leases often require this policy.
This policy is also called professional liability insurance. It protects professionals against lawsuits over mistakes, missed deadlines, and oversights.
This policy protects Arkansas small businesses against data breaches and cyberattacks that affect your business or a client.
This policy bundles property insurance and general liability insurance. It's often the most cost-effective type of commercial insurance for an Arkansas small business.
Workers’ compensation insurance is required for Arkansas small businesses that have four or more employees. It can cover medical costs for work injuries.
This policy is required for vehicles owned by Arkansas small businesses. It covers injuries and property damage in an accident, along with other types of damage.
Arkansas state law requires businesses with three or more employees to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.
Vehicles owned by small businesses in Arkansas must be covered by commercial auto insurance. Arkansas's auto insurance requirements are $25,000 bodily injury liability per person, $25,000 property damage liability per accident, and $50,000 bodily injury liability per accident.
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Our agents are experts in insurance for Arkansas tech businesses. They can help you find policies that fit your company and fulfill state requirements. TechInsurance is licensed by the Arkansas Insurance Department as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance and for surplus lines (license number 100104729). Verify our licensure with the National Association of Insurance Commissioners by entering Arkansas, licensee, and business entity, then entering our license number or NPN.