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Technology Business Insurance in Arkansas

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Recommended insurance policies for technology businesses in Arkansas

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What are the insurance requirements for technology businesses in Arkansas?

State laws can affect which policies you need for your technology business. These policies are required for Arkansas businesses.
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Workers' compensation insurance

Arkansas state law requires technology businesses with three or more employees to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.

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Commercial auto insurance

Vehicles owned by technology businesses in Arkansas must be covered by commercial auto insurance. Arkansas requires $25,000 bodily injury liability per person, $25,000 property damage liability per accident, and $50,000 personal injury protection per accident.

Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.

How much does business insurance cost for technology professionals?

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Commercial insurance can be affordable for a small Arkansas tech company. Factors that influence the cost include:

  • Your industry and risk
  • Coverage limits
  • Location
  • Number of employees

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We specialize in business insurance for Arkansas IT and technology professionals

Our agents are experts in insurance for Arkansas tech businesses. They can help you find policies that fit your company and fulfill state requirements. TechInsurance is licensed by the Arkansas Insurance Department as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance and for surplus lines (license number 100104729). Verify our licensure with the National Association of Insurance Commissioners by entering Arkansas, licensee, and business entity, then entering our license number or NPN.

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