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Employment Practices Liability Insurance (EPLI)
EPLI protects your tech company when it’s accused of violating an employee’s rights.
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What is employment practices liability insurance?

Employment practices liability insurance icon
Employment practices liability insurance (EPLI)

Employment practices liability insurance covers legal expenses if an employee sues your tech company over harassment, discrimination, or another violation of employee rights.

When do tech companies need employment practices liability insurance?

Employment practices liability insurance protects tech companies if an employee sues over work-related issues.

This means small tech businesses don’t have to pay legal costs, including judgments, out of pocket when an employee or group of employees claim their rights have been violated.

Learn more about EPLI coverage.

What do I need to know about EPLI?

Employment practices liability insurance is usually offered as a claims-made policy. This means that the insurance has to be active both when the incident of wrongdoing was filed and when it took place.

Some insurance providers insist on choosing your attorney if a claim is filed. That’s because they want someone with a background in workplace issues on the case to give your small business the best results and protection possible.

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EPLI protects tech companies accused of:

  • Discrimination
  • Wrongful hiring / firing decisions
  • Mismanagement of benefits
  • Breach of employment contract
  • Privacy invasion

Employment practices liability insurance costs

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Premiums for EPLI vary depending on the specifics of your tech business. Relevant factors include:

  • Your profession’s level of risk
  • Policy limits you choose
  • Policy deductible you choose
  • Number of workers at your business
  • Past claims history
View EPLI Costs

Bundle EPLI with D&O for a discount

To save small tech businesses money, insurers often suggest pairing EPLI with directors and officers insurance (D&O). EPLI and D&O are different types of management liability insurance. D&O protects a tech company’s board members and officers from getting sued over decisions they made on behalf of the company.

A management liability insurance bundle protects your business and its execs from a wide range of liabilities related to decisions about employment, management, and finances.

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