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General liability covers common risks for tech businesses in North Dakota, including customer property damage and injuries. Commercial leases often require this policy.
This policy is also called professional liability insurance. It protects tech professionals against lawsuits over mistakes, missed deadlines, and oversights.
This policy protects North Dakota technology businesses against data breaches and cyberattacks that affect your business or a client.
This policy bundles property insurance and general liability insurance. It's often the most cost-effective commercial coverage for a North Dakota technology business.
North Dakota requires all tech businesses that have employees to purchase workers’ compensation insurance. This policy can cover medical costs for work injuries.
This policy is required for vehicles owned by North Dakota technology businesses. It covers injuries and property damage in an accident, along with other types of damage.
Looking for different coverage? Check out our other policies.
North Dakota state law requires technology businesses that have one or more employees to purchase workers’ compensation insurance through the state fund. This policy covers medical bills for work injuries and illnesses.
Vehicles owned by technology businesses in North Dakota must be covered by commercial auto insurance. North Dakota requires:
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Commercial insurance can be affordable for a small North Dakota tech company. Factors that influence the cost include:
Our agents are experts in insurance for North Dakota technology businesses. They can help you find policies that fit your company and fulfill state requirements. TechInsurance is licensed by the North Dakota Insurance Department as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance and for surplus lines (license number 2000003458). Verify our licensure with the National Association of Insurance Commissioners: select North Dakota, licensee, business entity, and then enter our NPN or license number.