General liability covers common risks for tech businesses in West Virginia, including customer property damage and injuries. Commercial leases often require this policy.
This policy is also called professional liability insurance. It protects tech professionals against lawsuits over mistakes, missed deadlines, and oversights.
This policy protects West Virginia technology businesses against data breaches and cyberattacks that affect your business or a client.
This policy bundles property insurance and general liability insurance. It's often the most cost-effective type of commercial insurance for a West Virginia tech business.
Workers’ compensation is required for West Virginia technology businesses that have three or more employees. It can cover medical costs for work injuries.
This policy is required for vehicles owned by West Virginia technology businesses. It covers injuries and property damage in an accident, along with other types of damage.
Looking for different coverage? Check out our other policies.
West Virginia state law requires technology businesses with any employees to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.
Vehicles owned by technology businesses in West Virginia must be covered by commercial auto insurance. West Virginia's commercial auto insurance requirements are:
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Our agents are experts in insurance for West Virginia technology businesses. They can help you find policies that fit your company and fulfill state requirements. TechInsurance is licensed by the West Virginia Offices of the Insurance Commissioner as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance (license number 100107323). Verify our licensure with the National Association of Insurance Commissioners by selecting West Virginia, licensee, business entity, and then entering our license number.