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Technology Business Insurance in West Virginia

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What are the insurance requirements for technology businesses in West Virginia?

State laws can affect which policies you need for your technology business. These policies are required for West Virginia businesses.
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Workers' compensation insurance

West Virginia state law requires technology businesses with three or more employees to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.

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Commercial auto insurance

Vehicles owned by technology businesses in West Virginia must be covered by commercial auto insurance. West Virginia's commercial auto insurance requirements are:

  • Bodily injury liability: $25,000 per person / $50,000 per accident
  • Property damage liability: $10,000 per accident
  • Uninsured motorist coverage: $25,000 per person

Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.

How much does business insurance cost for technology professionals?

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Commercial insurance can be affordable for a small West Virginia tech company. Factors that influence the cost include:

  • Your industry and risk
  • Coverage limits
  • Location
  • Number of employees
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We specialize in business insurance for West Virginia technology professionals

Our agents are experts in insurance for West Virginia technology businesses. They can help you find policies that fit your company and fulfill state requirements. TechInsurance is licensed by the West Virginia Offices of the Insurance Commissioner as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance (license number 100107323). Verify our licensure with the National Association of Insurance Commissioners by selecting West Virginia, licensee, business entity, and then entering our license number.

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