General liability covers common risks for small businesses in Indiana, including customer property damage and injuries. Commercial leases often require this policy.
This policy is also called professional liability insurance. It protects professionals against lawsuits over mistakes, missed deadlines, and oversights.
This policy protects Indiana small businesses against data breaches and cyberattacks that affect your business or a client.
This policy bundles property insurance and general liability insurance. It's often the most cost-effective type of commercial insurance for an Indiana small business.
Workers’ compensation insurance is required for Indiana small businesses that have employees. It can cover medical costs for work injuries.
This policy is required for vehicles owned by Indiana small businesses. It covers injuries and property damage in an accident, along with other types of damage.
Indiana state law requires businesses to cover all employees, full-time or part-time, to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.
Vehicles owned by small businesses in Indiana must be covered by commercial auto insurance. Indiana requires a minimum of $25,000 bodily injury liability per person, $50,000 bodily injury liability per accident, and $25,000 property damage liability per accident.
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Our agents are experts in insurance for Indiana technology businesses. They can help you find policies that fit your company and fulfill state requirements. TechInsurance is licensed by the Indiana Department of Insurance as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance (license number 699603) and for surplus lines (license number 702909). You can verify our licensure with the Sircon Corp. Verification System by selecting Indiana, agency, and then entering either of our state license numbers.