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Technology Business Insurance in Pennsylvania

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What are the insurance requirements for technology businesses in Pennsylvania?

State laws can affect which policies you need for your technology business. These policies are required for Pennsylvania businesses.
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Workers' compensation insurance

Pennsylvania state law requires technology businesses that have one or more employees to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.

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Commercial auto insurance

Vehicles owned by technology businesses in Pennsylvania must be covered by commercial auto insurance. Pennsylvania requires:

  • Bodily injury liability: $15,000 per person / $30,000 per accident
  • Property damage liability: $5,000 per accident
  • Medical benefits: $5,000

Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.

How much does business insurance cost for technology professionals?

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Commercial insurance can be affordable for a small Pennsylvania tech company. Factors that influence the cost include:

  • Your industry and risk
  • Coverage limits
  • Location
  • Number of employees
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We specialize in business insurance for Pennsylvania technology professionals

Our agents are experts in insurance for Pennsylvania technology businesses. They can help you find policies that fit your company and fulfill state requirements. TechInsurance is licensed by the Pennsylvania Department of Insurance as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance (license number 576387). To verify our licensure in Pennsylvania, enter our license number into the “Search by License Number” field on the Pennsylvania Department of Insurance’s Licensee Search page.

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