General liability covers common risks for small businesses in Pennsylvania, including customer property damage and injuries. Commercial leases often require this policy.
This policy is also called professional liability insurance. It protects professionals against lawsuits over mistakes, missed deadlines, and oversights.
This policy protects Pennsylvania small businesses against data breaches and cyberattacks that affect your business or a client.
This policy bundles property insurance and general liability insurance. It's often the most cost-effective type of commercial insurance for a Pennsylvania small business.
Pennsylvania requires small businesses that have at least one employee to purchase workers’ compensation. This policy covers medical costs for work injuries.
This policy is required for vehicles owned by Pennsylvania small businesses. It covers injuries and property damage in an accident, along with other types of damage.
Pennsylvania state law requires businesses that have one or more employees to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.
Vehicles owned by small businesses in Pennsylvania must be covered by commercial auto insurance. Pennsylvania requires:
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Commercial insurance can be affordable for a small Pennsylvania company. Factors that influence the cost include:
Our agents are experts in insurance for Pennsylvania technology businesses. They can help you find policies that fit your company and fulfill state requirements. TechInsurance is licensed by the Pennsylvania Department of Insurance as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance (license number 576387). To verify our licensure in Pennsylvania, enter our license number into the “Search by License Number” field on the Pennsylvania Department of Insurance’s Licensee Search page.