General liability covers common risks for small businesses in Oregon, including customer property damage and injuries. Commercial leases often require this policy.
This policy is also called professional liability insurance. It protects professionals against lawsuits over mistakes, missed deadlines, and oversights.
This policy protects Oregon small businesses against data breaches and cyberattacks that affect your business or a client.
This policy bundles property insurance and general liability insurance. It's often the most cost-effective type of commercial insurance for an Oregon small business.
Oregon requires all small businesses with one or more employees to purchase workers’ compensation. This policy can cover medical costs for work injuries.
This policy is required for vehicles owned by Oregon small businesses. It covers injuries and property damage in an accident, along with other types of damage.
Oregon state law requires businesses with at least one employee to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.
Vehicles owned by small businesses in Oregon must be covered by commercial auto insurance. Oregon requires:
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Our agents are experts in insurance for Oregon technology businesses. They can help you find policies that fit your company and fulfill state requirements. TechInsurance is licensed by the Oregon Insurance Division as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance and for surplus lines (license number 100169620). Verify our licensure with the National Association of Insurance Commissioners: select Oregon, licensee, business entity, and then enter our NPN or license number.