General liability covers common risks for small businesses in Florida, including customer property damage and injuries. Commercial leases often require this policy.
This policy is also called professional liability insurance. It protects professionals against lawsuits over mistakes, missed deadlines, and oversights.
This policy protects Florida small businesses against data breaches and cyberattacks that affect your business or a client.
This policy bundles property insurance and general liability insurance. It's often the most cost-effective type of commercial insurance for a Florida small business.
Workers’ compensation insurance is required for Florida small businesses that have four or more employees. It can cover medical costs for work injuries.
This policy is required for vehicles owned by Florida small businesses. It covers injuries and property damage in an accident, along with other types of damage.
Florida state law requires businesses with four or more employees, full-time or part-time, to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.
Vehicles owned by small businesses in Florida must be covered by commercial auto insurance. Florida requires $10,000 property damage liability per accident and $10,000 personal injury protection.
Personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance since personal auto policies usually exclude business use. This coverage can be added to general liability insurance or a business owner's policy.
Our agents are experts in insurance for Florida technology businesses. They can help you find policies that fit your company and fulfill state requirements. TechInsurance is licensed by the Florida Department of Financial Services for property and casualty insurance as BIN Insurance Holdings, LLC (NPN 15752926). You can verify our licensure with the Florida Department of Financial Services by entering our state license number, L067932.