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Technology Business Insurance in Florida

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Recommended insurance policies for technology businesses in Florida

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What are the insurance requirements for technology businesses in Florida?

State laws can affect which policies you need for your technology business. These policies are required for Florida businesses.
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Workers' compensation insurance

Florida state law requires technology businesses with four or more employees, full-time or part-time, to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.

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Commercial auto insurance

Vehicles owned by technology businesses in Florida must be covered by commercial auto insurance. Florida requires $10,000 property damage liability per accident and $10,000 personal injury protection.

Personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance since personal auto policies usually exclude business use. This coverage can be added to general liability insurance or a business owner's policy.

How much does business insurance cost for technology professionals?

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Commercial insurance can be affordable for a small Florida tech company. Factors that influence the cost include:

  • Your industry and risk
  • Coverage limits
  • Location
  • Number of employees
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We specialize in business insurance for Florida IT and technology professionals

Our agents are experts in insurance for Florida technology businesses. They can help you find policies that fit your company and fulfill state requirements. TechInsurance is licensed by the Florida Department of Financial Services for property and casualty insurance as BIN Insurance Holdings, LLC (NPN 15752926). You can verify our licensure with the Florida Department of Financial Services by entering our state license number, L067932.

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