TechInsurance is proud to offer small business insurance quotes from Liberty Mutual, one of our trusted partners. Because the company supplies quotes quickly, TechInsurance's free online application can retrieve these quotes for policies.
In a world of evolving risks, Liberty Mutual provides small business owners the financial strength and adaptability to meet their ever-changing insurance needs. The company is consistently ranked as a top employer, with a deep commitment to its company culture by empowering their teams and individual workers.
Liberty Mutual offers 24/7 online account services, including:
These are the top insurance policies sold by Liberty Mutual. You can also view all business insurance policies offered through TechInsurance.
Commercial auto insurance covers the cost of accidents that involve company-owned cars, including medical bills, property damage, and lawsuits from other drivers. Every state, except for New Hampshire and Virginia, requires that businesses with company vehicles have commercial auto insurance.
If you use a personal, rented, or leased vehicle to complete work errands, then you should get hired and non-owned auto insurance (HNOA). This policy will offer you the protection you'll need, as personal auto insurance will likely not cover you if you're involved in an accident.
General liability insurance protects against the most common third-party lawsuits, such as bodily injuries, property damage, and advertising injuries (e.g., copyright infringement). It's often the first type of business insurance coverage that small businesses get.
Commercial property insurance protects your business building and its contents, such as computers, furnishings, fixtures, and other equipment and inventory.
For example, if someone steals your laptop or a storm damages the roof of your small business, your commercial property policy will pay for the replacement of the stolen or damaged items.
Commercial property insurance has some limitations, including protection of items stored off-site and mobile property. This is where inland marine insurance comes in.
Inland marine coverage protects business property that is in transit or stored in an off-site storage unit. This includes products, tools, and equipment.
Commercial umbrella insurance provides an extra layer of protection by offering additional coverage for:
Umbrella coverage boosts your liability limits in $1 million increments and is often needed in order to fulfill a contract that requires higher than standard policy limits.
Workers' compensation insurance covers medical bills and other expenses related to work-related injuries. It also helps pay for lost wages if you or an employee are unable to work during recovery.
Most states require small businesses to purchase workers' comp as soon as you hire your first employee.
Liberty Mutual provides insurance products for a wide array of industries in every state except Hawaii.
Top industries covered by Liberty Mutual include:
TechInsurance is a trusted insurance expert for small businesses, including contractors and consultants, with extensive knowledge of the IT sector. We help business owners compare quotes from top-rated providers, buy policies, and manage coverage online.
By completing TechInsurance's easy online application today, you can compare free quotes for small business insurance policies from top-rated U.S. carriers, such as Liberty Mutual. Our insurance agents are available to help answer any questions you may have.
Once you find the right policies for your small business, you can begin coverage in less than 24 hours and get a certificate of insurance for your small business.