Small business insurance

Business liability insurance is any type of commercial insurance that defends against accusations that your business caused damage, injury, or loss. It's recommended for all tech businesses because of the high cost of lawsuits.

A certificate of liability insurance is a document that proves your tech company carries insurance. After you purchase a policy, you can usually download your certificate online.

Some business insurance policies are required by law. Others can help your small business stay afloat when property damage, a business interruption, or a lawsuit threatens to pull you under.

Some types of insurance benefit every tech business. Other types cover liabilities specific to businesses with employees, offices, or other risk factors.

Insurance requirements for small businesses vary from state to state. Find out what business insurance is required by law in your state, and make sure that you, your tech business, and your employees are protected.

It’s not as difficult as you might think to find affordable small business insurance. From comparison shopping to bundling policies, learn how you can save money and still protect your IT business.

Business insurance cancellations can lead to increased premiums and risk exposure. Before you cancel your policy, first consider these factors.